[OYAN] Financial Literacy Resources for Kids & Young Adults

Wed Aug 22 08:21:29 PDT 2018

Hi folks,

If you've ever looked for financial literacy resources for your families, the ones highlighted below through the Consumer Financial Protection Bureau may be of interest. The Plano public library story might give you some ideas! :)

Happy Wednesday,

Greta b

Greta Bergquist
Youth Services Consultant
503-378-2528 | www.oregon.gov/osl<http://www.oregon.gov/osl>
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[cid:image001.png at 01D439F1.1FAB0430]

From: Janice Mitchell, ConsumerFinance.gov [mailto:financialeducation at info.consumerfinance.gov]
Sent: Wednesday, August 22, 2018 6:36 AM
To: Arlene Weible <ArleneWeible at oslmail.osl.state.or.us<mailto:ArleneWeible at oslmail.osl.state.or.us>>
Subject: Newsletter for Libraries - August 2018

Newsletter for Libraries - August 2018

News You Can Use

The Money As You Grow<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&100&&&https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries> resources on consumerfinance.gov are designed for parents and caregivers who are looking for ways to help their children develop money habits and skills. Children learn from watching adults in their lives earn, shop, save, and borrow. As the top influence on their children's financial lives, these adults don't need to be money experts to help children develop good money habits and skills.

The Money As You Grow website contains a wealth of age-appropriate activities and conversation starters. The site is divided into three categories: Developing executive function (ages 3-5); building money habits and values (ages 6-12); and practicing money skills and decision-making (ages 13-21).

Tip of the Month

The Bureau has a webpage, youth financial education<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&101&&&https://www.consumerfinance.gov/practitioner-resources/youth-financial-education/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries>, to provide educators of young people with tips and resources on how to effectively provide age-appropriate financial education.  Among the resources on this site is the personal finance teaching tool<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&102&&&https://www.consumerfinance.gov/data-research/research-reports/personal-finance-teaching-pedagogy/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries>. This section of the site identifies teaching techniques and learning strategies to address the three building blocks<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&103&&&https://www.consumerfinance.gov/about-us/blog/four-strategies-help-youth-achieve-financial-capability/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries> that influence the development of lifelong personal finance decision-making skills.

Library Spotlight

Kristin Linscott, Library Development Coordinator at the Plano Public Library (PPL) in Plano, TX, discussed how her library applied to the American Library Association (ALA) for the Thinking Money exhibit sponsored by the FINRA-Investor Education Foundation<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&104&&&https://www.finrafoundation.org/>. The Thinking Money exhibit<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&105&&&https://www.plano.gov/3296/Thinking-Money> is a traveling interactive exhibition addressing financial capability topics with an adventure theme. The exhibit addresses five major themes: distinguishing between wants and needs, the concept of paying and earning interest, protecting oneself from financial fraud, saving for a rainy--or a sunny--day, and imagining the future self. Kristen said, "PPL is offering programs to support these major themes for kids, families, teens and adults." Among the programs offered are:

  *   Art Shop - Families are offered $5 in play money that they use to budget and plan the supplies needed  to create a piece of art.
  *   Be a Financial Super Star - This is a program for teens learning how to become financially independent. Teen programs are led by local college students through partnerships with University of Texas at Dallas and University of North Texas.

You can learn about other programs offered through PPL's Thinking Money program flyer<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&106&&&https://www.plano.gov/DocumentCenter/View/30434/Thinking-Money---Programs---Plano-Public-Library> including many free and unbiased financial education resources such as the Bureau's Money As You Grow parent guides<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&107&&&https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/book-club/discussion-guides/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries> and Your Money Your Goals booklets<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&108&&&https://www.consumerfinance.gov/practitioner-resources/your-money-your-goals/booklets-talk-about-money/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries>.

When asked why PPL offers these programs, Kristin stated, "Offering these programs secures our position in the community as an information resource and connector. The library remains vital to lifelong learning that matters and to enhancing the quality of life for people of all ages. These programs highlight the diversity of offerings at the library."

Kristin feels that the Plano community benefits from this programing, saying "Even in a city of relative prosperity and advanced education, there is a need for financial education. In prosperous environments, needs are hidden, but still there - debt, spending not saving, the need to plan for college payments or retirement.  Not all members of the community have sufficient income to cover their spending." Kristin also noted that there are many excellent resources available, but they can help people only if people know where they are and actually use them.

If you're interested in sharing your library's financial education tips and strategies in this newsletter's Library Spotlight, please contact Janice at Janice.mitchell at cfpb.gov<mailto:Janice.mitchell at cfpb.gov>.

Resource of the Month: Money Smart for Young People

 Money Smart for Young People<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&109&&&https://www.fdic.gov/consumers/consumer/moneysmart/young.html> is a financial education program developed by FDIC in consultation with the Bureau. The program is designed for use in a classroom setting. Recognizing the central role played by parents and caregivers, a supplement was created for the Money Smart for Young People called "Money Smart for Parents and Caregivers of Children". The parent and caregiver booklets provide tips and resources that can reinforce lessons learned in the classroom or that can be used on their own.

  *   Money Smart for Parents and Caregivers of Children in Grades Pre-K-2 <http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&110&&&https://s3.amazonaws.com/files.consumerfinance.gov/f/201504_cfpb_moneysmart-preK-2-parent-caregiver-guide.pdf>
  *   Money Smart for Parents and Caregivers of Children in Grades 3-5 <http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&111&&&https://s3.amazonaws.com/files.consumerfinance.gov/f/201504_cfpb_moneysmart-grades-3-5-parent-caregiver-guide.pdf>
  *   Money Smart for Parents and Caregivers of Children in Grades 6-8 <http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&112&&&https://s3.amazonaws.com/files.consumerfinance.gov/f/201504_cfpb_moneysmart-grades-6-8-parent-caregiver-guide.pdf>
  *   Money Smart for Parents and Caregivers of Children in Grades 9-12<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&113&&&https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/cfpb_moneysmart_grades-9-12-parent-caregiver-guide.pdf>

Resources Available

  *   Order the Bureau's free publications and materials<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&114&&&https://pueblo.gpo.gov/CFPBLibs/CFPBLibsPubs.php> about financial education topics for your patrons.
  *   Visit the Bureau's Library page<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&115&&&https://www.consumerfinance.gov/practitioner-resources/library-resources/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries> to learn about other financial education resources.
  *   Use the Community Partnership guidebook<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&116&&&https://s3.amazonaws.com/files.consumerfinance.gov/f/201406_cfpb_partner-guidebook.pdf?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries> to identify and collaborate with community organizations to provide the financial education programs your patrons want.

Spread the Word

Working through libraries like yours, the Bureau's goal is to improve financial literacy in communities across America.

You can help by:

  *   Forwarding this newsletter to libraries in your community and
  *   Encouraging them to sign-up<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&117&&&https://www.consumerfinance.gov/practitioner-resources/library-resources/?utm_source=newsletter&utm_medium=email&utm_campaign=OFE_Libraries> for free financial education information and resources to help their patrons.

Interested libraries can also contact financialeducation at cfpb.gov<mailto:financialeducation at cfpb.gov> for more information.

 Writer/Editor:  Ken McDonnell/Janice Mitchell

________________________________

The content in this newsletter provides general consumer information. It is not legal advice or regulatory guidance. The Bureau updates this information periodically. This information also may include links or references to third-party resources or content. The Bureau does not endorse the third party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.

About the Bureau

The Bureau of Consumer Financial Protection is a U.S. government agency that empowers you to take more control over your economic life and enforces federal consumer financial law. Learn more about how the Bureau can help you. <http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&118&&&https://www.consumerfinance.gov/about-us/the-bureau/>

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Bureau of Consumer Financial Protection<http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbWFpbGluZ2lkPTIwMTgwODIyLjkzOTM2MTgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDgyMi45MzkzNjE4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3NTQwNzY1JmVtYWlsaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZ1c2VyaWQ9YXJsZW5lLndlaWJsZUBzdGF0ZS5vci51cyZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&122&&&https://www.consumerfinance.gov/?utm_source=newsletter&utm_medium=email> * 1700 G Street, N.W. * Washington, D.C. 20552
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