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<title>PERS Member Annual Statements in the mail: FAQs and resources</title>
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<p class="MsoNormal" align="center" style="text-align:center"><span style="font-size:1.0pt;font-family:"Helvetica",sans-serif;color:white">Year-end 2017 statements have been mailed
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<span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#666666">Having trouble viewing this email?
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View it as a Web page</a>.<o:p></o:p></span></p>
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<p class="MsoNormal"><img border="0" width="600" height="125" id="_x0000_i1025" src="http://content.govdelivery.com/attachments/fancy_images/ORPERS/2017/07/1459031/1439438/banner-orpers_crop.jpg" alt="Oregon Public Employees Retirement System"><o:p></o:p></p>
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<p class="gdp" style="margin:0in;margin-bottom:.0001pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white">May 2018</span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white"><o:p></o:p></span></p>
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<i><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">You received this email because you signed up through GovDelivery to receive updates on your retirement plan. Review your GovDelivery subscriptions
<a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTgwNTE1Ljg5Nzg1NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDUxNS44OTc4NTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE4MzE1MjQ1JmVtYWlsaWQ9c2hhdW5hLm0udG9iaWFzc29uQG9yZWdvbi5nb3YmdXNlcmlkPXNoYXVuYS5tLnRvYmlhc3NvbkBvcmVnb24uZ292JnRhcmdldGlkPSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&101&&&https://public.govdelivery.com/accounts/ORPERS/subscriber/edit?preferences=true#tab1">
<span style="color:#1B91C9">here</span></a>.</span></i><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
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<span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">2017 Member Annual Statements<o:p></o:p></span></h1>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Over 262,000 PERS Member Annual Statements reflecting calendar year 2017 data are being mailed starting this week to all non-retired members.<o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">If you are currently employed in a PERS-covered position, your annual statement is mailed to the address your employer provided to PERS as of mid-March 2018.
<b>If you have not received your Member Annual Statement by June 1, 2018, please <a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTgwNTE1Ljg5Nzg1NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDUxNS44OTc4NTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE4MzE1MjQ1JmVtYWlsaWQ9c2hhdW5hLm0udG9iaWFzc29uQG9yZWdvbi5nb3YmdXNlcmlkPXNoYXVuYS5tLnRvYmlhc3NvbkBvcmVnb24uZ292JnRhcmdldGlkPSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&102&&&http://www.oregon.gov/pers/Pages/Contact-Us.aspx">
<span style="color:#1B91C9">contact Member Services</span></a> via phone or email.
</b>Thank you for your patience in the coming weeks as we handle increased call and email volume due to annual statements.<o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Your 2017 statement gives you a snapshot of your PERS retirement benefits, including details about both your
<b>pension </b>[Tier One, Tier Two, or Oregon Public Service Retirement Plan (OPSRP)] and your
<b>Individual Account Program (IAP)</b>. Reviewing your statement each year is a great opportunity to ensure all of your personal information is correct and to understand how your retirement benefits are calculated.<o:p></o:p></span></p>
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<span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:black">Member resources<o:p></o:p></span></h2>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">To help you understand your annual statement, PERS has
<a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTgwNTE1Ljg5Nzg1NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDUxNS44OTc4NTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE4MzE1MjQ1JmVtYWlsaWQ9c2hhdW5hLm0udG9iaWFzc29uQG9yZWdvbi5nb3YmdXNlcmlkPXNoYXVuYS5tLnRvYmlhc3NvbkBvcmVnb24uZ292JnRhcmdldGlkPSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&103&&&http://www.oregon.gov/pers/MEM/Pages/2017-Member-Annual-Statement-FAQs.aspx">
<span style="color:#1B91C9">online FAQs</span></a> and other resources. New this year are <b>digital example statements</b> on which you can hover over any piece of data outlined in blue to read tips and other helpful information (requires updated Adobe Acrobat
 Reader).<o:p></o:p></span></p>
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<p class="MsoNormal" align="center" style="text-align:center"><span class="gdp1"><i><span style="font-size:8.0pt">Digital example statements contain tips and information to help you understand your Member Annual Statement.</span></i></span><o:p></o:p></p>
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 FAQs</span></a><o:p></o:p></span></h3>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Please remember that all data is submitted to PERS by your employer(s), so if you notice something you think is incorrect, please check with your employer (usually payroll or human resources)
 first.<o:p></o:p></span></p>
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<span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">Why am I only receiving a 2017 statement now?<o:p></o:p></span></h1>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">PERS cannot finalize 2017 statements until after the PERS Board adopts
<a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTgwNTE1Ljg5Nzg1NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDUxNS44OTc4NTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE4MzE1MjQ1JmVtYWlsaWQ9c2hhdW5hLm0udG9iaWFzc29uQG9yZWdvbi5nb3YmdXNlcmlkPXNoYXVuYS5tLnRvYmlhc3NvbkBvcmVnb24uZ292JnRhcmdldGlkPSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&105&&&http://www.oregon.gov/pers/Pages/Financials/2017-Earnings-Crediting.aspx">
<span style="color:#1B91C9">2017 final earnings crediting</span></a>, which occurred at its April 2, 2018 meeting. In addition, PERS works with employers to ensure that member contributions are accurate and complete before allocating earnings on a year-end
 balance basis so members are not adversely affected by posting delays or corrections.<o:p></o:p></span></p>
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<span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">What's changing with the IAP?<o:p></o:p></span></h1>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">This year's statements include a
<a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTgwNTE1Ljg5Nzg1NTAxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE4MDUxNS44OTc4NTUwMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE4MzE1MjQ1JmVtYWlsaWQ9c2hhdW5hLm0udG9iaWFzc29uQG9yZWdvbi5nb3YmdXNlcmlkPXNoYXVuYS5tLnRvYmlhc3NvbkBvcmVnb24uZ292JnRhcmdldGlkPSZmbD0mZXh0cmE9TXVsdGl2YXJpYXRlSWQ9JiYm&&&106&&&http://www.oregon.gov/pers/Documents/IAP_Investment_Strategy_Change_for_2018-19.pdf">
<span style="color:#1B91C9">special insert</span></a> detailing changes to the IAP investment strategy starting in calendar year 2018. All PERS members actively employed since 2004 have an IAP.<o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">The Oregon Investment Council voted in 2017 to change the IAP investment strategy from a one-size-fits-all format to customized target-date funds intended to reduce risk and volatility
 as members age, beginning in 2018. The first time you will see annual investment returns for your age-based IAP Target-Date Fund will be on your 2018 Member Annual Statement (mailed in spring 2019).<o:p></o:p></span></p>
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<b><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">You do not need to take any immediate action except to make sure your birth date is correct on this year's annual statement.</span></b><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">
 If you are actively employed, contact your employer (in most cases this is either your human resources or payroll department) to correct personal information. If you are inactive or retired, submit a
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<span style="color:#1B91C9">Date of Birth Change Request form</span></a> to PERS.<o:p></o:p></span></p>
<p class="MsoNormal"><img border="0" width="568" height="249" id="_x0000_i1029" src="http://content.govdelivery.com/attachments/fancy_images/ORPERS/2018/04/1912281/1926216/iap-tdf-2018-change-graphic_crop.png" alt="Beginning in 2018, Oregon PERS members became invested in IAP Target-Date Funds"><o:p></o:p></p>
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