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<title>PERS SB1049: IAP Voluntary Contributions Now Available (Optional)</title>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#1F497D">Please see the information below from PERS regarding Voluntary Contributions. Employees who are signed up for PERS GovDelivery messages will have received this message from PERS
today. DAS CPERS will be sending communication later today regarding system changes and impacts to payroll processes. Thank you
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;color:#1F497D">Shauna Tobiasson | Senior CPERS Analyst | DAS-EGS-CPERS<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:#1F497D"><a href="mailto:Shauna.m.tobiasson@oregon.gov"><span style="color:#0563C1">Shauna.m.tobiasson@oregon.gov</span></a> | Cell: 971-719-3173
<o:p></o:p></span></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:9.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Website:
<a href="http://www.oregon.gov/DAS/Financial/payroll/Pages/index.aspx"><span style="color:#1F497D">http://www.oregon.gov/DAS/Financial/payroll/Pages/index.aspx</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:#7030A0;background:white">“</span><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:#7030A0">With the new day comes new strength and new thoughts.”
-Eleanor Roosevelt</span><span style="font-size:10.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal" align="center" style="text-align:center"><span style="font-size:1.0pt;font-family:"Helvetica Neue";color:white">New option to elect to make additional, after-tax contributions
<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN" style="display:none"><o:p> </o:p></span></p>
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<span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#666666">Having trouble viewing this email?
<a href="https://content.govdelivery.com/accounts/ORPERS/bulletins/2a2a351">View it as a Web page</a>.<o:p></o:p></span></p>
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<p class="MsoNormal"><img border="0" width="600" height="124" style="width:6.25in;height:1.2916in" id="_x0000_i1026" src="https://content.govdelivery.com/attachments/fancy_images/ORPERS/2018/09/2152318/govdelivery-banner_original.jpg" alt="PERS logo and Mt. Hood"><o:p></o:p></p>
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<p class="gdp" style="margin:0in;margin-bottom:.0001pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white">September 2020</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white"><o:p></o:p></span></p>
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<em><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">You received this email because you signed up through GovDelivery for Senate Bill 1049 updates. Review your GovDelivery subscriptions and targeting information <a href="https://public.govdelivery.com/accounts/ORPERS/subscriber/edit?preferences=true#tab1"><span style="color:#40AD4A">here</span></a>.</span></em><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
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<strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">This information is for
<u>currently employed</u> members who earn</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"> <strong><u><span style="font-family:"Arial",sans-serif">more than</span></u></strong><strong><span style="font-family:"Arial",sans-serif">
$2,500 a month.</span></strong> If you are not currently working for a PERS-participating employer or do not earn above that amount, this does not impact you.<o:p></o:p></span></p>
<h1 style="mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in;text-align:start">
<span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">IAP voluntary contributions<o:p></o:p></span></h1>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Starting July 1, 2020,
<a href="https://www.oregon.gov/pers/MEM/Pages/SB1049.aspx" target="_blank"><span style="color:#40AD4A">Senate Bill (SB) 1049</span></a> requires that members earning more than
<a href="https://www.oregon.gov/pers/MEM/Pages/SB1049-EPSA.aspx" target="_blank">
<span style="color:#40AD4A">$2,500 per month</span></a> have a <strong><span style="font-family:"Arial",sans-serif">portion</span></strong> of their 6%
<a href="https://www.oregon.gov/pers/MEM/Pages/What-is-the-IAP.aspx" target="_blank">
<span style="color:#40AD4A">Individual Account Program (IAP)</span></a> contributions redirected to a new Employee Pension Stability Account (EPSA). Your EPSA is used to pay for part of <strong><span style="font-family:"Arial",sans-serif">your</span></strong> future
pension benefit. This does mean less money is going into your IAP.<o:p></o:p></span></p>
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<li class="MsoNormal" style="color:black;margin-bottom:5.25pt;mso-list:l0 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Learn more about the
<a href="https://www.oregon.gov/pers/MEM/Pages/SB1049-IAP-Redirect-T1T2.aspx" target="_blank">
<span style="color:#40AD4A">SB 1049 Member Redirect</span></a> for Tier One/Tier Two members (hired
<strong><span style="font-family:"Arial",sans-serif">before</span></strong> August 29, 2003).<o:p></o:p></span></li><li class="MsoNormal" style="color:black;margin-bottom:5.25pt;mso-list:l0 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Learn more about the
<a href="https://www.oregon.gov/pers/MEM/Pages/SB1049-IAP-Redirect-OPSRP.aspx" target="_blank">
<span style="color:#40AD4A">SB 1049 Member Redirect</span></a> for OPSRP members (hired <strong><span style="font-family:"Arial",sans-serif">after</span></strong> August 28, 2003).<o:p></o:p></span></li></ul>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">SB 1049 also provides an option for you to make additional, after-tax "IAP voluntary contributions," to have a total of 6% of your salary go into your IAP.<o:p></o:p></span></p>
<p style="mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">New technology is now available to request for your employer to withhold additional after-tax contributions equal to the amount redirected to your EPSA.<o:p></o:p></span></p>
<p style="mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Read <a href="https://www.oregon.gov/pers/MEM/Pages/Voluntary-Contributions-OMS.aspx" target="_blank"><span style="color:#40AD4A">step-by-step instructions</span></a> on how to elect
to make voluntary contributions in Online Member Services (OMS). <o:p></o:p></span></p>
<p style="mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in">
<em><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Notice:
</span></em><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">If you want to elect
<strong><span style="font-family:"Arial",sans-serif">retroactive</span></strong> voluntary contributions back to July 1, 2020, you
<strong><span style="font-family:"Arial",sans-serif">must</span></strong> make your election by
<strong><span style="font-family:"Arial",sans-serif">October 31, 2020</span></strong>.<o:p></o:p></span></p>
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<em><b><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black">Questions about COVID-19 and PERS?</span></b></em><em><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"> Read our <a href="https://www.oregon.gov/pers/Pages/News/COVID-19.aspx" target="_blank"><span style="color:#40AD4A">statement
on COVID-19 and agency mitigation measures</span></a>.</span></em><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></p>
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<span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white"><a href="https://www.oregon.gov/pers/Pages/Contact-Us.aspx" target="_blank"><span style="color:white">Contact PERS</span></a><o:p></o:p></span></p>
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<p style="margin-bottom:12.0pt">Update your subscriptions, modify your password or email address, or stop subscriptions at any time on your
<a href="https://public.govdelivery.com/accounts/ORPERS/subscriber/new?preferences=true">
Subscriber Preferences Page</a>. You will need to use your email address to log in. If you have questions or problems with the subscription service, please visit
<a href="https://insights.govdelivery.com/Communications/Subscriber_Help_Center">
Help</a>.<o:p></o:p></p>
<p style="margin-bottom:12.0pt">This service is provided to you by <a href="http://www.oregon.gov/PERS/Pages/index.aspx">Oregon PERS</a>.<o:p></o:p></p>
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