<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 12 (filtered medium)">
<style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:Georgia;
        panose-1:2 4 5 2 5 4 5 2 3 3;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman","serif";}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:purple;
        text-decoration:underline;}
span.EmailStyle17
        {mso-style-type:personal;
        font-family:"Calibri","sans-serif";
        color:#1F497D;}
span.EmailStyle18
        {mso-style-type:personal;
        font-family:"Times New Roman","serif";
        color:#1F497D;}
span.EmailStyle19
        {mso-style-type:personal-reply;
        font-family:"Calibri","sans-serif";
        color:#1F497D;}
p.Default, li.Default, div.Default
        {mso-style-name:Default;
        margin:0in;
        margin-bottom:.0001pt;
        text-autospace:none;
        font-size:12.0pt;
        font-family:"Times New Roman","serif";
        color:black;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
/* List Definitions */
@list l0
        {mso-list-id:390033645;
        mso-list-template-ids:115897910;}
@list l0:level1
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l0:level3
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:1.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level4
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:2.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level5
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:2.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level6
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:3.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level7
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:3.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level8
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:4.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l0:level9
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:4.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l1
        {mso-list-id:1467771509;
        mso-list-template-ids:1804659624;}
@list l1:level1
        {mso-level-number-format:bullet;
        mso-level-text:;
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l1:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
ol
        {margin-bottom:0in;}
ul
        {margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Can’t attend this webinar but want to know more about financial education topics? Going to the OLA Conference? Ken McDonnell from the Consumer Financial Protection
 Bureau will be there to talk more about their program for libraries. Debra Minar Driscoll from OSU Extension Services will also be there to talk about the training resources they can provide. See you at OLA!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="Default"><o:p> </o:p></p>
<p class="Default"><b>Financial Literacy at the Library: Partnerships and Resources Abound!
<o:p></o:p></b></p>
<p class="Default"><b>OLA Conference<o:p></o:p></b></p>
<p class="Default"><b>Thursday, April 16, 11:00-12:30 pm, Studio B<o:p></o:p></b></p>
<p class="Default"><span style="font-size:10.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt">Arlene Weible, </span></b><span style="font-size:10.0pt">Oregon State Library<o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt">Debra Minar Driscoll, </span>
</b><span style="font-size:10.0pt">Family & Community Health, Leonard & Brenda Aplet Financial Literacy Professorship<o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt">Ken McDonnell, </span></b><span style="font-size:10.0pt">Office of Financial Education, Consumer Financial Protection Bureau</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Correal, Dubis (CFPB) [mailto:Dubis.Correal@cfpb.gov]
<br>
<b>Sent:</b> Wednesday, April 15, 2015 7:19 AM<br>
<b>To:</b> Correal, Dubis (CFPB)<br>
<b>Cc:</b> Correal, Dubis (CFPB)<br>
<b>Subject:</b> Upcoming Webinar: Saving for the unexpected, emergencies, and goals - April 23 from 1:00 pm - 2:00 pm EDT<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Georgia","serif"">Library Financial Education Webinar Series</span></b><span style="font-family:"Georgia","serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Georgia","serif"">Tune in to our monthly webinar series intended to instruct library staff on how to discuss financial education topics
 with their patrons. From time to time, we will also invite experts from other government agencies and nonprofit organizations to speak on other key topics of interest, too, so watch for updates. If you would like to be notified of future webinars, or ask about
 in-person trainings for large groups of librarians, email <a href="mailto:financialeducation@cfpb.gov" target="_blank">
<span style="color:windowtext">financialeducation@cfpb.gov</span></a>; subject: Library financial education training.</span><span style="font-family:"Georgia","serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Georgia","serif"">Up Next: Saving for the unexpected, emergencies, and goals<o:p></o:p></span></b></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Georgia","serif"">April 23 from 1:00 pm – 2:00 EDT
</span></b><span style="font-family:"Georgia","serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Georgia","serif"">Did you know that most people in the U.S. don’t have enough savings to cover a $1,000 emergency?<sup>*
</sup>Whether you have low income or high income, most people can expect around $2,000 worth of unexpected or emergency expenses in a year. This presentation will highlight the importance of savings, the benefits of a savings plan and how to identify safe places
 to save. <o:p></o:p></span></p>
<ul type="disc">
<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo3">
<span style="font-size:11.0pt;font-family:"Georgia","serif"">To join the webinar, please click on the following link at the time of the webinar:
<span style="color:#1F497D"> <a href="https://www.mymeetings.com/nc/join.php?i=PW3453347&p=LIBRARY&t=c">https://www.mymeetings.com/nc/join.php?i=PW3453347&p=LIBRARY&t=c</a></span></span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo3">
<span style="font-size:11.0pt;font-family:"Georgia","serif"">If that link does not work, you can also access the webinar by clicking
<u><a href="https://www.mymeetings.com/nc/join" target="_blank">https://www.mymeetings.com/nc/join</a></u> and enter the following information:
</span><o:p></o:p>
<ul type="circle">
<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level2 lfo3">
<span style="font-size:11.0pt;font-family:"Georgia","serif"">Conference number:<span style="color:#1F497D"> :
</span>PW3453347</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level2 lfo3">
<span style="font-size:11.0pt;font-family:"Georgia","serif"">Audience passcode: LIBRARY</span><o:p></o:p></li></ul>
</li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo3">
<span style="font-size:11.0pt;font-family:"Georgia","serif"">Then, dial <a href="tel:888-947-8930" target="_blank">
888-947-8930</a> and enter participant passcode, LIBRARY. </span><o:p></o:p></li></ul>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Georgia","serif"">All webinars will be recorded and archived for later viewing.
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Georgia","serif"">* Dickler, Jessica,
<i>Most Americans can’t afford $1000 in emergency expenses</i>, CNN Money, August 11, 2011. See
<a href="http://money.cnn.com/2011/08/10/pf/emergency_fund">http://money.cnn.com/2011/08/10/pf/emergency_fund</a>.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;color:#1F497D">Dubis Correal<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;color:#1F497D">Office of Financial Education<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;color:#1F497D">Division of Consumer Education and Engagement
<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="FR-HT" style="font-size:11.0pt;color:#1F497D">Consumer Financial Protection Bureau
<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="FR-HT" style="font-size:11.0pt;color:#1F497D">Tel:      202 435 7937<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span lang="FR-HT" style="font-size:11.0pt;color:#1F497D">Email:
<a href="mailto:dubis.correal@cfpb.gov">dubis.correal@cfpb.gov</a><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;color:#1F497D">consumerfinance.gov<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;color:#1F497D">Visit
<a href="http://promotions.usa.gov/cfpbpubs.html">http://promotions.usa.gov/cfpbpubs.html</a> to get free copies of CFPB consumer brochures 
<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><o:p> </o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>