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<p class="MsoTitle"><span style="font-size:16.0pt;font-family:"Calibri",sans-serif">Your Money, Your Goals: Financial Education Tools for Libraries<o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="https://www.consumerfinance.gov/practitioner-resources/your-money-your-goals/">Your Money, Your Goals</a></span> (YMYG) is a program for organizations that help people meet their financial goals by increasing
their knowledge, skills, and resources. It provides booklets and curriculum guides that can help to guide library patrons through basic financial planning activities including catching up on bills and managing credit card debt.
<o:p></o:p></p>
<p class="MsoNormal"><b><o:p> </o:p></b></p>
<p class="MsoNormal"><b>On </b><b><span style="font-size:14.0pt">January 10</span></b><b>, from
</b><b><span style="font-size:16.0pt">2:00 to 3:30 p.m. Pacific</span></b><b>, the Bureau of Consumer Financial Protection will host a webinar
</b>that will:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;mso-list:l3 level1 lfo1">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Introduce you to the <span class="MsoHyperlink"><a href="https://www.consumerfinance.gov/practitioner-resources/your-money-your-goals/">Your Money, Your Goals</a>
</span>booklets and how to use them<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l3 level1 lfo1">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Share best practices from librarians who are already using the booklets with consumers<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l3 level1 lfo1">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Help you brainstorm with your colleagues about how you can start using these booklets in your library<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l3 level1 lfo1">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Speakers:<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:auto;text-indent:-.25in;mso-list:l3 level2 lfo1">
<![if !supportLists]><span style="font-family:"Courier New""><span style="mso-list:Ignore">o<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Scott Bennet, ICF Consulting<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="margin-left:1.0in;mso-add-space:auto;text-indent:-.25in;mso-list:l3 level2 lfo1">
<![if !supportLists]><span style="font-family:"Courier New""><span style="mso-list:Ignore">o<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Stacey Goddard, Spokane County Library District<o:p></o:p></p>
<h1><span style="font-family:"Calibri",sans-serif">Join the webinar<o:p></o:p></span></h1>
<p class="MsoNoSpacing"><b>Go to:</b> <span class="MsoHyperlink"><a href="http://icfconsulting.adobeconnect.com/bureau/">http://icfconsulting.adobeconnect.com/bureau/</a></span>
<o:p></o:p></p>
<p class="MsoNoSpacing"><o:p> </o:p></p>
<p class="MsoNoSpacing">We recommend joining 10-15 minutes early to allow time for troubleshooting any technical challenges.<o:p></o:p></p>
<p class="MsoNoSpacing"><o:p> </o:p></p>
<p class="MsoNoSpacing"><u>Not at your computer? <o:p></o:p></u></p>
<p class="MsoNoSpacing">We encourage participants to join the webinar through Adobe Connect. However, if you are not near your computer, you can still listen in by calling:
<o:p></o:p></p>
<p class="MsoNoSpacing">Dial-in Number: 1-877-423-6338 <o:p></o:p></p>
<p class="MsoNoSpacing">Code: 464775# <o:p></o:p></p>
<h1><u><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext">Technical Challenges?</span></u><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext"><br>
If you have not previously used Adobe Connect, ensure that your computer and network connections are configured to provide you with the best possible experience by running a test in advance of the training. Visit
</span><span class="MsoHyperlink"><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif"><a href="http://www.adobe.com/go/meeting_test">http://www.adobe.com/go/meeting_test</a></span></span><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext">.
<o:p></o:p></span></h1>
<h1><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext">If you experience technical challenges the day of the training, please contact Ben Miller,
</span><span class="MsoHyperlink"><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif"><a href="mailto:bmiller@icfi.com">bmiller@icfi.com</a></span></span><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:windowtext">,
703-587-2141.<o:p></o:p></span></h1>
<h1><span style="font-family:"Calibri",sans-serif">Order your booklets in advance<o:p></o:p></span></h1>
<p class="MsoNormal">This webinar will be a much more engaging experience if you already have copies of our booklets in front of you. You can order free copies on our website.
<span class="MsoHyperlink"><a href="https://www.consumerfinance.gov/practitioner-resources/your-money-your-goals/booklets-talk-about-money/">https://www.consumerfinance.gov/practitioner-resources/your-money-your-goals/booklets-talk-about-money/</a></span>.
Allow 2-3 weeks for delivery.<o:p></o:p></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><span style="font-size:16.0pt">Background
<o:p></o:p></span></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">The Bureau of Consumer Financial Protection’s collection of YMYG booklets are a colorful, compact resource your patrons can use to learn about money topics that are important to them. Each booklet includes a selection of simplified tools
from the YMYG toolkit—all focused on a common financial topics. <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>Behind on bills? Start with one step.</b> Patrons can use this booklet to:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Create an action plan<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Track and manage income and spending<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Prioritize bills and expenses<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="text-indent:-.25in;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Understand rights and responsibilities when contacted by debt collectors<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>Debt getting in your way? Get a handle on it.</b> Patrons can use this booklet to:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;mso-list:l0 level1 lfo3">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Get a full picture of existing debt<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo3">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Order a credit report<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo3">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Prioritize debts and set repayment goals<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="text-indent:-.25in;mso-list:l0 level1 lfo3">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Plan how to avoid additional debt<o:p></o:p></p>
<p class="MsoNormal"><span style="color:red"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:red">NOTE: Coming soon!<o:p></o:p></span></p>
<p class="MsoNormal"><b>Want credit to work for you? Start with these steps. </b>
Patrons can use this booklet to:<o:p></o:p></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;mso-list:l2 level1 lfo4">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Get a free copy of their credit report<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l2 level1 lfo4">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Review their credit report and dispute any errors<o:p></o:p></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l2 level1 lfo4">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Make a plan to improve their credit score<o:p></o:p></p>
<p class="MsoListParagraphCxSpLast" style="text-indent:-.25in;mso-list:l2 level1 lfo4">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Weigh the benefits, costs, and risks of using credit<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:3.0pt"><b><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:black">Arlene Weible, MLS<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:3.0pt;line-height:115%"><span style="font-size:9.0pt;line-height:115%">Electronic Services Consultant</span><span style="font-size:9.0pt;line-height:115%"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt;line-height:115%"><span style="font-size:9.0pt;line-height:115%">Oregon Federal Regional Depository Coordinator<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:3.0pt;line-height:115%"><span style="font-size:9.0pt;line-height:115%;color:#2E74B5"><a href="mailto:arlene.weible@state.or.us"><span style="color:#0563C1">arlene.weible@state.or.us</span></a></span><span style="font-size:9.0pt;line-height:115%">
<b>|</b> 503-378-5020 <b>|</b><span style="color:#2E74B5"> <a href="http://www.oregon.gov/library/libraries">
<span style="color:#0563C1">http://www.oregon.gov/library/libraries</span></a></span><u><span style="color:#0563C1"><o:p></o:p></span></u></span></p>
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