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<p class="MsoNormal"><span style="font-size:10.0pt">Dear Business Managers, Superintendents and Benefits Administrators:<o:p></o:p></span></p>
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<p class="MsoListParagraph" style="margin-bottom:12.0pt;text-indent:-.25in"><span style="font-size:10.0pt;font-family:Symbol">·</span><span style="font-size:7.0pt;font-family:"Times New Roman","serif"">        
</span><span style="font-size:10.0pt">The fourth <b>“Spotlight on Healthcare Reform” bulletin</b> by Towers Watson is now available on the Healthcare Reform page of the OEBB website. This edition discusses the affordability provision that is used to determine
 the ACA’s Employer Shared Responsibility penalties.<span style="color:black"> </span>
 <o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-bottom:12.0pt"><span style="font-size:10.0pt">Direct link to the bulletin:<span style="color:#44546A"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-bottom:12.0pt"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="http://www.oregon.gov/oha/OEBB/Pages/HealthCareReform.aspx#Spotlight_on_Healthcare_Reform_-_Bulletins_by_Towers_Watson">http://www.oregon.gov/oha/OEBB/Pages/HealthCareReform.aspx#Spotlight_on_Healthcare_Reform_-_Bulletins_by_Towers_Watson</a></span><span style="font-size:10.0pt"><o:p></o:p></span></p>
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<p class="MsoListParagraph" style="text-indent:-.25in"><span style="font-size:10.0pt;font-family:Symbol">·</span><span style="font-size:7.0pt;font-family:"Times New Roman","serif"">        
</span><span style="font-size:10.0pt">The Healthcare Reform page of the OEBB website also includes a number of other resources to help you and your employees find and access information about the measurements, mandates, challenges and opportunities associated
 with these provisions. You will find all of the Towers Watson “Spotlight on Healthcare Reform” bulletins (current and previous), links to webinars prepared and/or presented by Towers Watson on this topic, a Frequently Asked Question (FAQ) section and more.
 We will continue to grow this page as new information becomes available. You can find it easily from the homepage of the OEBB website,
<a href="http://www.oregon.gov/oha/oebb">www.oregon.gov/oha/oebb</a>, by looking to the menu on the left side of the page and clicking “Healthcare Reform”.
<o:p></o:p></span></p>
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<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">We hope this information is helpful to you. 
<o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Sincerely,</span><span style="color:#1F497D"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="color:#1F497D"> <o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><b><span style="font-size:14.0pt;font-family:"Brush Script MT";color:navy">Denise L. Hall<o:p></o:p></span></b></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Denise L. Hall, Deputy Administrator</span><span style="color:#1F497D"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Oregon Educators Benefit Board</span><span style="color:#1F497D"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="color:#1F497D"><a href="http://egov.oregon.gov/DAS/OEBB" target="_blank"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">http://egov.oregon.gov/OHA/OEBB</span></a><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><b><span style="font-size:10.5pt;font-family:"Book Antiqua","serif";color:red">OEBB encourages all members to stay healthy and be happy!!!!     Pass it on.....
<o:p></o:p></span></b></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#1F497D"><a href="http://www.oregon.gov/OHA/OEBB/pages/welllinks.aspx" target="_blank"><b><span style="font-family:"Book Antiqua","serif";color:#9933FF">http://www.oregon.gov/OHA/OEBB/pages/welllinks.aspx</span></b></a></span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#9933FF"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><b><span style="font-family:"Book Antiqua","serif";color:red"> 
</span></b><b><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:red"> </span></b><span style="color:#1F497D"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:#1F497D">*****CONFIDENTIALITY NOTICE*****<br>
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************************************</span><span style="color:#1F497D"> </span><span style="font-size:10.0pt;font-family:"Book Antiqua","serif";color:#1F497D"><o:p></o:p></span></p>
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