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<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">Hello,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">Welcome to EE Plan Management for the 2014-15 plan year. EE Plan Management opens today, Monday, May 19<sup>th</sup> and continues through Friday, June 13<sup>th</sup>. We wanted to provide
you with a quick update on the status of the plans and rates for the 2014-15 plan year and let you know MyOEBB is ready for the 2014-15 plan selection process. The Board met on May 6<sup>th</sup> and approved the plan offerings, benefit changes, and rates
for the upcoming 2014-15 plan year. For access to the rates and plan offerings, click on the link below:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><a href="http://www.oregon.gov/OHA/OEBB/pages/benefits.aspx">http://www.oregon.gov/OHA/OEBB/pages/benefits.aspx</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The Board made some fairly significant changes this year to Moda Medical Plans – by adding the Synergy and Summit Networks in addition to the current Moda Medical Plans that are offered statewide.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The Summit Network gives members in Eastern Oregon access to quality care at the most affordable costs. The Summit Network includes a team of local and regional medical and pharmacy providers
who work together to coordinate care. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The Synergy Network also offers access to affordable, coordinated, quality care and serves members in the Portland Metro, SW Washington, Salem, Eugene and Medford communities. This network
includes providers from Oregon Health & Science University (OHSU), Salem Health, Salem Clinic, Adventist Health, Legacy Health, PeaceHealth and Asante.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">In addition, the Board also added a high deductible medical plan through Kaiser Permanente called Kaiser Medical Plan 3. Unlike Moda Medical Plan H, Kaiser Medical Plan 3 is HSA compliant
but can be used with or without participation in, or contributing to, a health savings account (HSA).<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The Board will continue to allow all medical, dental and vision plan choices be available to an employee group within a zip code area. The zip code restricted plans will be all plans offered
by Kaiser Permanente, and Summit and Synergy Network plans offered by Moda Health. Just like last year, the educational entity or employee group will have the option of restricting choices by deselecting plans in EE Plan Management. However, by leaving all
options in MyOEBB for employees to consider during open enrollment, individual employees will have the ability to consider and select which medical, dental and vision plan best meets their needs and/or the needs of their family.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">Moda Medical Plans A through G (Statewide, Summit or Synergy) can be used independently or with an HRA, but Moda Medical Plan H (Statewide, Summit or Synergy) must be partnered with a Health
Savings Account (HSA) at the employee level.<span style="color:#1F497D"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">OEBB will not require anyone to re-enroll in medical, dental and vision coverages for 2014-15; however to be eligible for the Healthy Futures incentives that will become available starting
October 1, 2014, the employee must have completed the online health assessment by May 31, 2014 deadline and
<u>must go into MyOEBB during open enrollment to log their two healthy activities.
<o:p></o:p></u></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">Last year, the Board approved Tobacco-Rated optional life plans through The Standard that will take effect on October 1, 2014. If an employee and/or their spouse/partner answers that they
have used tobacco products in the last 12 months they will be rolled into a tobacco-rated optional employee life and/or optional spouse/partner life plan. If an employee or the spouse/partner answered the question during the 2013-14 open enrollment season
and doesn’t go into the MyOEBB Member Module for the 2014-15 open enrollment season MyOEBB will put them in the appropriate plan based on their last answer. Each employee is welcome to update their answer for themselves or their spouse/partner this 2014-15
open enrollment.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">Lastly, with the addition of Local Governments being able to participate with OEBB we have added two new plan options for your entity. They are the following:<o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%;mso-list:l2 level1 lfo1">
<span style="font-family:"Arial","sans-serif"">Basic Dependent Life - $2,000<o:p></o:p></span></li><li class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%;mso-list:l2 level1 lfo1">
<span style="font-family:"Arial","sans-serif"">Basic Dependent Life - $5,000<o:p></o:p></span></li></ul>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-family:"Arial","sans-serif"">These two plans work similar to any Basic plan offered by The Standard. Your entity may select one of the above plans if desired. If selected,
your entity will be required to mass enroll each subscriber in that employee group in the plan regardless of whether they have enrolled dependents in any of the plan offerings. Your entity may choose one of the above plans in addition to other plans offered
by The Standard.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:10.0pt;line-height:115%"><span style="font-family:"Arial","sans-serif"">So, when you open up EE Plan Management this year the following will be in place:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">First, you will be asked a series of YES or NO questions pertaining to your entire benefit eligible population.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""> <o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in"><span style="font-family:"Arial","sans-serif"">1. Will your entity offer a Health Savings Account for the 2014-15 Plan Year?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""> <o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in"><span style="font-family:"Arial","sans-serif"">2. Will your entity offer a Flexible Spending Account for the 2014-15 Plan Year?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""> <o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in"><span style="font-family:"Arial","sans-serif"">3. Will your entity offer a Health Reimbursement Arrangement for the 2014-15 Plan Year?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-indent:.5in"><span style="font-family:"Arial","sans-serif"">If YES, please check all that apply:<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:1.0in;text-indent:-.25in;line-height:115%">
<span style="font-family:"Arial","sans-serif"">· Limited - A Limited HRA will cover only specified out-of-pocket medical expenses such as dental or vision expenses, or it may cover general medical expenses but only after you have met your annual deductible
in your high deductible health plan. An HRA that only reimburses for medical premiums will also be considered a Limited HRA.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:1.0in;text-indent:-.25in;line-height:115%">
<span style="font-family:"Arial","sans-serif"">· Integrated Active Employee HRA – An integrated HRA requires your employee be enrolled in an OEBB medical plan through your entity. <o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:1.0in;text-indent:-.25in;line-height:115%">
<span style="font-family:"Arial","sans-serif"">· Non-integrated Active Employee HRA – A non-integrated HRA is an HRA that allows an employee to receive an employer contribution into the HRA for opting out of the employer’s plan. This type of HRA may not
be allowed under federal healthcare reform effective January 1, 2014 unless it is also a Limited HRA. Check with your legal advisor or HRA administrator if you currently offer a non-integrated HRA.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:1.0in;text-indent:-.25in;line-height:115%">
<span style="font-family:"Arial","sans-serif"">· Retiree-only HRA – A Retiree-only HRA is one that allows an employee to receive an employer contribution into the HRA that can generally only be used for qualified medical expenses incurred after retirement.
Check with your legal advisor or HRA administrator to ensure that this type of plan is allowable under federal healthcare reform.
<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in"><span style="font-family:"Arial","sans-serif"">4. Will your entity provide cash or any other benefit and/or incentive in lieu of medical benefit for members that opt-out for the 2014-15 Plan Year who
have other group coverage?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The Summit, Synergy and Kaiser Permanente plans will populate<span style="color:#091FBF"> </span>based on the zip code of your entity. If you would like to add a plan(s) that aren’t available
in your area please contact OEBB either by email <a href="mailto:oebb.benefit@oregon.gov">
oebb.benefit@oregon.gov</a> or by phone at 1-888-469-6322 for assistance. OEBB will be happy to review your request and guide your entity with decisions.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The following plans will have a name change:<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l1 level1 lfo2"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">All Moda Health Medical Plans A-H will now be called Moda Medical Plans A-H.<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l1 level1 lfo2"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">All ODS Vision Plans will now be called Moda Vision Plans<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">The following plans will be new:<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Moda Medical Plans Statewide Healthy Futures<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Moda Medical Plans A-H Summit<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Moda Medical Plans A-H Summit Healthy Futures<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Moda Medical Plans A-H Synergy<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Moda Medical Plans A-H Synergy Healthy Futures<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Optional Employee Life Tobacco Rated<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Optional Spouse/Partner Life Tobacco Rated<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Plan 1 Basic Dependent Life - $2,000<o:p></o:p></span></p>
<p class="MsoListParagraph" style="text-indent:-.25in;mso-list:l0 level1 lfo3"><![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial","sans-serif"">Plan 2 Basic Dependent Life - $5,000<o:p></o:p></span></p>
<p class="MsoListParagraph" style="margin-left:0in"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">We ask that entities enter the MyOEBB Admin Module during this time to review new plan offerings for their employee groups and deselect any plans or simply confirm plan offerings if no changes
are necessary or desired. OEBB staff have been traveling throughout Oregon presenting to insurance committees and will be doing so through about the first week in June explaining the changes. However, if you or your insurance committee are unable to attend
a meeting, you can contact an OEBB Benefit Analyst 8 a.m. to 5 p.m. PST Monday through Friday with questions concerning EE Plan Management at 1-888-469-6322 or by emailing us at
<a href="mailto:OEBB.benefits@state.or.us">OEBB.benefits@</a>oregon.gov. Our goal is to make this plan selection time period as easy as possible for your Insurance Committee and benefit staff. Let us know how we can help<span style="color:#1F497D">,</span>
or if you have any questions.<span style="color:#1F497D"> </span><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial","sans-serif"">Thank You,<o:p></o:p></span></p>
<p class="MsoNormal"><b><i><span style="font-size:14.0pt;font-family:"Cambria Math","serif";color:#ED41B0">Linda Freeze</span></i></b><b><span style="font-size:14.0pt;font-family:"Cambria Math","serif";color:#ED41B0"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Gisha","sans-serif"">Benefits Manager</span><span style="font-family:"Gisha","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Gisha","sans-serif"">Oregon Educators Benefit Board</span><span style="font-family:"Gisha","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Gisha","sans-serif"">1225 Ferry Street SE</span><span style="font-family:"Gisha","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Gisha","sans-serif"">Salem, OR 97301</span><span style="font-family:"Gisha","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Gisha","sans-serif"">Office: (503) 378-3329</span><span style="font-family:"Gisha","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Gisha","sans-serif"">Fax: (503) 378-5832</span><span style="font-family:"Gisha","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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