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<p class="MsoNormal"><img width="203" height="90" id="_x0000_i1027" src="https://content.govdelivery.com/attachments/fancy_images/ORDHS/2016/04/846105/oebb-horz-rbg-90pxh_original.jpg" alt="OEBB Logo"><o:p></o:p></p>
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<p class="MsoNormal" align="right" style="text-align:right"><b><span style="font-size:13.5pt;font-family:"Helvetica",sans-serif;color:#9ECC53">April 27, 2016<o:p></o:p></span></b></p>
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<p class="title"><b><span style="font-size:14.0pt;line-height:120%;color:#666666">OEBB 2016-17 Benefit Highlights<o:p></o:p></span></b></p>
<p><span style="font-size:11.0pt;line-height:120%">Dear Business Managers, Superintendents, and Benefits Administrators:</span><span style="font-size:11.0pt;line-height:120%;font-family:"Times New Roman",serif;color:windowtext"><o:p></o:p></span></p>
<p><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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</v:shapetype><v:shape id="Picture_x0020_3" o:spid="_x0000_s1026" type="#_x0000_t75" alt="OEBB 2016-17 Benefit Highlights" href="https://www.oregon.gov/oha/OEBB/Documents/OEBB%202016-17%20Benefit%20Highlights.pdf" style='position:absolute;margin-left:0;margin-top:0;width:164.25pt;height:106.5pt;z-index:251658240;visibility:visible;mso-wrap-style:square;mso-width-percent:0;mso-height-percent:0;mso-wrap-distance-left:7.5pt;mso-wrap-distance-top:7.5pt;mso-wrap-distance-right:7.5pt;mso-wrap-distance-bottom:7.5pt;mso-position-horizontal:left;mso-position-horizontal-relative:text;mso-position-vertical:absolute;mso-position-vertical-relative:line;mso-width-percent:0;mso-height-percent:0;mso-width-relative:page;mso-height-relative:page' o:allowoverlap="f" o:button="t">
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</v:shape><![endif]--><![if !vml]><a href="https://www.oregon.gov/oha/OEBB/Documents/OEBB%202016-17%20Benefit%20Highlights.pdf"><img border="0" width="219" height="142" src="cid:image003.jpg@01D1A076.35844120" align="left" hspace="10" vspace="10" alt="OEBB 2016-17 Benefit Highlights" title="" v:shapes="Picture_x0020_3"></a><![endif]><span style="font-size:11.0pt;line-height:120%">Attached
you will find a two-page infographic summarizing OEBB’s 2016-17 health plan renewals.<o:p></o:p></span></p>
<p><span style="font-size:11.0pt;line-height:120%">This is our first time providing a document of this type, and we hope you find it a convenient, easy-to-understand summary that helps explain this year’s changes.<o:p></o:p></span></p>
<p><span style="font-size:11.0pt;line-height:120%">This is not a comprehensive document, and it does not include all renewal details.<o:p></o:p></span></p>
<p><b><span style="font-size:11.0pt;line-height:120%">Comprehensive rate and plan design documents will be delivered to you directly via email and posted to the OEBB website within five business days.</span></b><span style="font-size:11.0pt;line-height:120%">
We appreciate your patience as we create these important documents and carefully review them to ensure their accuracy.
<o:p></o:p></span></p>
<p><span style="font-size:11.0pt;line-height:120%">The OEBB Board made these plan changes based on a number of factors, including:<o:p></o:p></span></p>
<p style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo2"><![if !supportLists]><span style="font-size:11.0pt;line-height:120%;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:11.0pt;line-height:120%">feedback from you on choice and quality,<o:p></o:p></span></p>
<p style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo2"><![if !supportLists]><span style="font-size:11.0pt;line-height:120%;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:11.0pt;line-height:120%">OEBB's attempt to streamline plan offerings while being price sensitive, and<o:p></o:p></span></p>
<p style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo2"><![if !supportLists]><span style="font-size:11.0pt;line-height:120%;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:11.0pt;line-height:120%">being proactive in a quickly changing health care market while also adhering to federal mandates.<o:p></o:p></span></p>
<p><span style="font-size:11.0pt;line-height:120%">Thank you for trusting us with your benefits and healthcare options. We strive to provide the best plan choices available despite the ongoing pressure of health care complexity and rising costs.<o:p></o:p></span></p>
<p><span style="font-size:11.0pt;line-height:120%">Sincerely,<o:p></o:p></span></p>
<p style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-size:11.0pt;line-height:120%">James Raussen<o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:11.0pt;line-height:120%">Director, Oregon Educators Benefit Board<o:p></o:p></span></p>
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