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<title>Open Enrollment starts Aug 15! Here's what to expect.: TEST</title>
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<p class="MsoNormal">Dear Benefits Administrators, Business Managers, and Superintendents:<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Below is a preview of an email we will send to all OEBB members later today.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">If you have any questions about it, please contact me directly at:
<a href="mailto:jackie.cowsill@state.or.us">jackie.cowsill@state.or.us</a> or leave me a voicemail at 503-378-5353. Voicemails get forwarded to my email, so either way, I will return your message as soon as possible.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Don’t forget, you can see the schedule and samples (as they become available) of all OEBB’s member communications online at:
<a href="https://www.oregon.gov/oha/OEBB/pages/entity-resources.aspx">https://www.oregon.gov/oha/OEBB/pages/entity-resources.aspx</a><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Thank you!<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal"><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F497D">Jackie Cowsill<o:p></o:p></span></b></p>
<p class="MsoNormal"><i><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F497D">OEBB Communications Coordinator<o:p></o:p></span></i></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F497D">VM: 503-378-5353<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> OEBB - Oregon Educators Benefit Board <oebb@service.govdelivery.com>
<br>
<b>Subject:</b> Open Enrollment starts Aug 15! Here's what to expect.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal" align="center" style="text-align:center"><span style="font-size:1.0pt;font-family:"Helvetica",sans-serif;color:white">Highlights for the 2020-21 Plan Year
<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN" style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="mso-bookmark:gd_top"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="mso-bookmark:gd_top"><span style="color:black"><img border="0" width="590" height="109" style="width:6.1458in;height:1.1354in" id="_x0000_i1025" src="https://content.govdelivery.com/attachments/fancy_images/ORDHS/2020/07/3538862/3145386/sneak-peek-masthead-01_crop.jpeg" alt="OEBB 20-21 Newletter Header"></span></span><span style="mso-bookmark:gd_top"><o:p></o:p></span></p>
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<h3 align="right" style="mso-margin-top-alt:2.25pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;text-align:right">
<strong><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#005696">August 2020</span></strong><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h3>
<h3 style="mso-margin-top-alt:2.25pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#005696">Highlights to watch for ...<o:p></o:p></span></h3>
<ul type="disc">
<li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496274012787"><span style="color:#1D5782">Smaller Envelope - Online Enrollment Guide</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496274195996"><span style="color:#1D5782">Do you need to log in?</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496274258202"><span style="color:#1D5782">Medical Plans - What's Staying the Same</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496274355862"><span style="color:#1D5782">Medical Plans - What's Changing</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496274203101"><span style="color:#1D5782">Medical Plans - Double Coverage Surcharge</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496352164317"><span style="color:#1D5782">Dental and Vision Plans</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1496352243344"><span style="color:#1D5782">Lower price for short-term disability (STD) insurance</span></a><o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level1 lfo1">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif"><a href="#link_1"><span style="color:#1D5782">Webinar August 19, or watch "On Demand"</span></a><o:p></o:p></span></li></ul>
<div>
<div>
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<a name="link_1496274012787"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Smaller Envelope - Online Enrollment Guide</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
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saving paper and postage by not printing our Open Enrollment Guide this year.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Browse through our zMag booklet online at
<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.OEBBondemand.com&d=DwMFaQ&c=7gilq_oJKU2hnacFUWFTuYqjMQ111TRstgx6WoATdXo&r=vq2gP7Uko5TnPYyFoIKA2N4K2VUWrWzG9qxQzaiYbH1ju-izdqByPocCP8mjWmKL&m=c_VIqYlYdno5uyHHued6Z5Pntg4m8FYgxjjPsVma6qQ&s=0KNJpLZqMCLGdavzHz0u9Ry7y82qwcrj87Z2r6OeR8g&e=" target="_blank" title="Open Enrollment Resources ">
<strong><span style="font-family:"Arial",sans-serif;color:#1D5782">OEBBondemand.com</span></strong></a>. Just like paper, but better! <o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">You can read it cover-to-cover, or click the Table of Contents to bounce directly to a specific topic. <o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Really want to print a page or two for yourself? Use the printer-friendly PDF also available at <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.OEBBondemand.com&d=DwMFaQ&c=7gilq_oJKU2hnacFUWFTuYqjMQ111TRstgx6WoATdXo&r=vq2gP7Uko5TnPYyFoIKA2N4K2VUWrWzG9qxQzaiYbH1ju-izdqByPocCP8mjWmKL&m=c_VIqYlYdno5uyHHued6Z5Pntg4m8FYgxjjPsVma6qQ&s=0KNJpLZqMCLGdavzHz0u9Ry7y82qwcrj87Z2r6OeR8g&e=" target="_blank" title="Open Enrollment Resources "><span style="color:#1D5782">OEBBondemand.com.</span></a><o:p></o:p></span></p>
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for this envelope! Coming to your mailbox soon!</span></b></span><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
<p class="p1" style="margin-bottom:12.0pt"><span class="s1"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">This week we are mailing your Open Enrollment packet. It's in a smaller envelope, so keep your eye out for it! Inside you'll
find your personalized letter showing which plans are available to you, a guide to figure out if you need to log in, side-by-side comparisons of the medical, dental and vision plans, and links to other resources.<b> </b></span></span><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
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<a name="link_1496274195996"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Do you need to log in?</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Maybe not! <a href="https://www.oregon.gov/oha/OEBB/OpenEnrollment/2020-OE-Handout-OEBB-Decision-Tree.pdf" target="_blank" title="Answer these questions to decide if you need to log in"><span style="color:#1D5782">Follow
this guide to decide.</span></a> If you do, enrollment starts August 15.<o:p></o:p></span></p>
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<a name="link_1496274258202"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Medical Plans - What's Staying the Same</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">All the medical plan names, deductibles, and out-of-pocket maximum amounts are staying the same for the 2020-21 plan year.<o:p></o:p></span></p>
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<a name="link_1496274355862"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Medical Plans - What's Changing</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Kaiser Permanente Medical Plan 3 will offer expanded preventive services prior to deductible.<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level1 lfo2">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Moda’s “coordinated care” benefit where you must “choose and use” a PCP 360 remains in place this year. Your current PCP 360 selection will carry forward into the new year. You can change your PCP
360 at any time.<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level1 lfo2">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Moda medical plans will introduce Moda 360. This added service provides a health navigator to offer personalized support for chronic conditions, coordination with your PCP 360, and more telemedicine
benefits. This service will be available with all Moda medical plans.<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level1 lfo2">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Also all Moda medical plans will feature changes to eviCore’s pre-authorization service:
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Initial approval of physical, occupational and speech therapies will be increased to 12 visits per 90-day period<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level2 lfo2">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">12 covered visits per year without pre-authorization<o:p></o:p></span></li></ul>
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<a name="link_1496274203101"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Medical Plans - Double Coverage Surcharge</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
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Oct. 1, 2020, Oregon law requires a surcharge on OEBB/PEBB double coverage.<o:p></o:p></span></p>
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<strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Will this surcharge apply to you?</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"> Answer these questions to find out: <o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">1. Are you covering a family member on your OEBB medical plan who is also offered their own medical insurance as an employee through OEBB or PEBB? <strong><span style="font-family:"Arial",sans-serif">If
yes,</span></strong> then ...<o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">2. Is that family member also enrolled in that OEBB or PEBB medical insurance offered by their employer?<strong><span style="font-family:"Arial",sans-serif"> If yes,</span></strong>
a $5/month double-coverage surcharge will be applied.<o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">If you answered "no" to either of these questions, the surcharge does NOT apply to you.</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Other Surcharge Notes:<o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Only pertains to OEBB/OEBB, PEBB/PEBB and OEBB/PEBB subscriber double
<strong><u><span style="font-family:"Arial",sans-serif">medical</span></u></strong> coverage<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Only charged to ACTIVE employees (no Early Retirees or COBRA)<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Only charged to full-time employees (not part-time)<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">One $5 surcharge per month (even if double-covering more than one dependent)<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Mainly will affect spouse/partners double covered<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Children are not included
<u>unless</u> they are also an OEBB or PEBB subscriber (if their job makes them eligible for OEBB/PEBB benefits)<o:p></o:p></span></li></ul>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">More surcharge questions? Watch for the FAQ coming soon to: <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.OEBBondemand.com&d=DwMFaQ&c=7gilq_oJKU2hnacFUWFTuYqjMQ111TRstgx6WoATdXo&r=vq2gP7Uko5TnPYyFoIKA2N4K2VUWrWzG9qxQzaiYbH1ju-izdqByPocCP8mjWmKL&m=c_VIqYlYdno5uyHHued6Z5Pntg4m8FYgxjjPsVma6qQ&s=0KNJpLZqMCLGdavzHz0u9Ry7y82qwcrj87Z2r6OeR8g&e=" target="_blank" title="Open Enrollment Resources "><span style="color:#1D5782">OEBBondemand.com.</span></a><o:p></o:p></span></p>
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<a name="link_1496352164317"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Dental and Vision Plans</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
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<strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif">Dental "Incentive Plans"</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif"> - Are you currently on a Moda Health/Delta Dental "incentive plan" (Plan 1 or 5)? The
pandemic caused a lot of us to postpone dental appointments this year, but don't worry. Even if you didn't get to the dentist in 2019-20, Moda will not reduce your incentive level for 2020-21. Instead, your incentive will remain the same for the upcoming plan
year. If you did see your dentist, your incentive level will still increase as expected, but no one will experience a decrease for 2020-21. <o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo4">
<strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif">New Hypertension ID Program</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif"> - Moda Health/Delta Dental will introduce a new hypertension identification program
with their dental plans.<o:p></o:p></span></li><li class="MsoNormal" style="color:#232323;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo4">
<strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif">What's NOT Changing</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif"> - All dental and vision plans offered through Kaiser Permanente, Willamette Dental Group,
and VSP will remain the same for the 2020-21 plan year.<o:p></o:p></span></li></ul>
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<a name="link_1496352243344"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Lower price for short-term disability (STD) insurance</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">The monthly cost for employee-paid short-term disability plans will DECREASE by 50% starting October 1, 2020.
<a href="https://www.oregon.gov/oha/OEBB/Plans/STD-Short-Term-Disability-Rates-2020-21.pdf" target="_blank" title="2020-21 Short-Term Disability Rates">
<span style="color:#1D5782">See the 2020-21 STD rates</span></a>.<o:p></o:p></span></p>
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<a name="link_1"><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#1D5782">Webinar August 19, or watch "On Demand"</span></a><span style="font-size:15.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h1>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Join OEBB and our carriers online <strong><span style="font-family:"Arial",sans-serif"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__webinars.on24.com_OHA_OEBBoe2020&d=DwMFaQ&c=7gilq_oJKU2hnacFUWFTuYqjMQ111TRstgx6WoATdXo&r=vq2gP7Uko5TnPYyFoIKA2N4K2VUWrWzG9qxQzaiYbH1ju-izdqByPocCP8mjWmKL&m=c_VIqYlYdno5uyHHued6Z5Pntg4m8FYgxjjPsVma6qQ&s=wwOHFopUadXfycjsQT1HbgjxmZQbQmyiRYZp8ncDvNg&e="><span style="color:#1D5782">Wednesday,
August 19 (10 a.m.-12 p.m.) PDT</span></a></span></strong>. <o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">During this webinar, we will present information about all our 2020-21 plan offerings. Representatives from OEBB, Kaiser Permanente, Moda Health/Delta
Dental, Willamette Dental, VSP, The Standard and Reliant Behavioral Health will be online to answer your questions. <o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Can't make that date/time? Register anyway!</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"> You'll
get a follow-up email with a link to the recording. You can watch it at your convenience, and even type in your questions while watching the recording! Staff will respond by email within 1-2 business days.<o:p></o:p></span></p>
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<strong><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#005696"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__webinars.on24.com_OHA_OEBBoe2020&d=DwMFaQ&c=7gilq_oJKU2hnacFUWFTuYqjMQ111TRstgx6WoATdXo&r=vq2gP7Uko5TnPYyFoIKA2N4K2VUWrWzG9qxQzaiYbH1ju-izdqByPocCP8mjWmKL&m=c_VIqYlYdno5uyHHued6Z5Pntg4m8FYgxjjPsVma6qQ&s=wwOHFopUadXfycjsQT1HbgjxmZQbQmyiRYZp8ncDvNg&e="><span style="color:#1D5782;text-decoration:none">Register
for the webinar</span></a></span></strong><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#005696"><o:p></o:p></span></h3>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"> <o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">More of the do-it-yourself type? No need to wait!</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323"><o:p></o:p></span></p>
<p style="margin-bottom:12.0pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#232323">Watch the presentation videos anytime on the <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__oebbondemand.com_&d=DwMFaQ&c=7gilq_oJKU2hnacFUWFTuYqjMQ111TRstgx6WoATdXo&r=vq2gP7Uko5TnPYyFoIKA2N4K2VUWrWzG9qxQzaiYbH1ju-izdqByPocCP8mjWmKL&m=c_VIqYlYdno5uyHHued6Z5Pntg4m8FYgxjjPsVma6qQ&s=J-3rsoccjzuOQ-8sIRyl1M84Zqgp2iARStS7YFZC92M&e="><span style="color:#1D5782">"On
Demand" page</span></a>. There you'll also find links to download the presentation slides and additional handouts. All the information you need, whenever you need it.<o:p></o:p></span></p>
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<p><em><span style="font-size:10.0pt;font-family:"Arial",sans-serif">This message is intended for employees and early retirees eligible for (even if not enrolled in) benefits through the Oregon Educators Benefit Board. As an OEBB member, you agree to receive
important information about your benefits at any email address in your profile. You may not unsubscribe from these important messages while you are eligible for OEBB benefits.</span></em><o:p></o:p></p>
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oebb.benefits@state.or.us</a>. </span></em><o:p></o:p></p>
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