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<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Hello OEBB Entities and Administrators,
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">UNUM, the company that provides our Group Long-Term Care (LTC) insurance, will
<b>stop accepting new enrollments starting February 1, 2026.</b><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">This change only affects new enrollments.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">This is a
<b>nationwide decision</b> from UNUM and includes all OEBB members.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">UNUM has already sent notices to some employers and agencies. We want you to know that we’re aware of this change and are
<b>actively reviewing options</b> for the future. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Over the next few weeks, we’ll meet with our partners to decide next steps and share recommendations with our boards.<o:p></o:p></span></p>
<p class="MsoNormal"><a name="_Hlk211254244"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></a></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk211254244"><span style="font-family:"Verdana",sans-serif;color:black">We’ll update you once we know more about future LTC coverage options. We expect to share more information with you and with members currently
enrolled in UNUM plans later this year. <o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk211254244"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></span></p>
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<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Sincerely,<br>
OEBB Benefits Team<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
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