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<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Dear OEBB administrators and entities,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Following are important reminders and updates about OEBB’s long-term care (LTC) coverage. LTC coverage helps pay for care you may need when you cannot perform certain activities.
These activities include bathing, dressing, and eating on your own.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">LTC plans are regulated by the Oregon Department of Consumer and Business Services (DCBS). DCBS also approves premium increases. The OEBB Board doesn’t regulate the plans or approve
the premiums. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Verdana",sans-serif">New Enrollment Ends January 31<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif">Unum will not accept any new applications for coverage after January 31, 2026. This is a nationwide decision from Unum and includes all OEBB members. New hires cannot enroll in LTC coverage.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif">If you already have LTC coverage, you can still make changes to your existing coverage after February 1, 2026.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Verdana",sans-serif">Plan Administration<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif">OEBB will continue to administer LTC plans for current enrollments for the current plan year</span><span style="font-family:"Verdana",sans-serif;color:black">. Later this year, the board will
decide how to manage LTC coverage in the future.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Members can use Unum’s premium calculator to review the current rates:
<a href="https://unuminfo.com/OEBB002/calculator.aspx">https://unuminfo.com/OEBB002/calculator.aspx</a></span><a href="https://unuminfo.com/OEBB002/calculator.aspx"></a><o:p></o:p></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Verdana",sans-serif;color:black">Other LTC Options<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Also, keep in mind that there are other LTC coverage options available. Members can explore individual policies through other major insurers if they prefer. Review
</span><a href="https://dfr.oregon.gov/insure/health/long-term-care/Pages/ltc-companies-partnership-policies.aspx"><span style="font-family:"Verdana",sans-serif">approved LTC partnerships in Oregon</span></a><span style="font-family:"Verdana",sans-serif;color:black">
to find an individual plan. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Verdana",sans-serif;color:black">Next Steps<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">If you have any questions about the Unum coverage described above, contact OEBB member services at:
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Email:
</span><a href="mailto:oebb.benefits@odhsoha.oregon.gov"><span style="font-family:"Verdana",sans-serif">oebb.benefits@odhsoha.oregon.gov</span></a><span style="font-family:"Verdana",sans-serif;color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Phone: 888-469-6322<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Verdana",sans-serif;color:black">Sincerely,<br>
OEBB<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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