[From nobody Tue Jul 22 19:57:00 2025 Received: from SA1PR09MB11578.namprd09.prod.outlook.com (2603:10b6:806:372::16) by SA1PR09MB10764.namprd09.prod.outlook.com with HTTPS; Wed, 23 Jul 2025 02:25:55 +0000 Received: from CYXPR09CA0011.namprd09.prod.outlook.com (2603:10b6:930:d4::12) by SA1PR09MB11578.namprd09.prod.outlook.com (2603:10b6:806:372::16) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.20.8964.21; Wed, 23 Jul 2025 02:25:26 +0000 Received: from SA2PEPF00002250.namprd09.prod.outlook.com (2603:10b6:930:d4:cafe::51) by CYXPR09CA0011.outlook.office365.com (2603:10b6:930:d4::12) with Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) id 15.20.8943.29 via Frontend Transport; Wed, 23 Jul 2025 02:25:26 +0000 Received: from mailer016019.govd1.service.govdelivery.com (66.179.16.19) by SA2PEPF00002250.mail.protection.outlook.com (10.167.242.132) with Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) id 15.20.8964.20 via Frontend Transport; Wed, 23 Jul 2025 02:25:25 +0000 From: OEBB - Oregon Educators Benefit Board <oebb@public.govdelivery.com> To: Berthume Sarah <Sarah.Berthume@oha.oregon.gov> Subject: OEBB Open Enrollment: Sneak Peek for 2025-26: TEST Thread-Topic: OEBB Open Enrollment: Sneak Peek for 2025-26: TEST Thread-Index: AQHb+3keXblrSsQ3rUaCrlfeDLq1FA== Date: Wed, 23 Jul 2025 02:25:25 +0000 Message-ID: <0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000@us-west-2.messagingfabric.com> List-Unsubscribe: <https://public.govdelivery.com/accounts/ORHA/subscriber/one_click_unsubscribe?verification=%5B%5BVERIFICATION%5D%5D&destination=%5B%5BEMAIL_ADDRESS%5D%5D> Content-Language: en-US X-MS-Exchange-Organization-AuthSource: SA2PEPF00002250.namprd09.prod.outlook.com X-MS-Has-Attach: X-MS-Exchange-Organization-Network-Message-Id: dc68d892-ad63-466c-f12f-08ddc9902f20 X-MS-TNEF-Correlator: X-MS-Exchange-Organization-RecordReviewCfmType: 0 received-spf: Pass (protection.outlook.com: domain of bounce.public.govdelivery.com designates 66.179.16.19 as permitted sender) receiver=protection.outlook.com; client-ip=66.179.16.19; helo=mailer016019.govd1.service.govdelivery.com; pr=C x-ms-exchange-organization-originalclientipaddress: 66.179.16.19 x-ms-exchange-organization-originalserveripaddress: 10.167.242.132 x-ms-publictraffictype: Email authentication-results: spf=pass (sender IP is 66.179.16.19) smtp.mailfrom=bounce.public.govdelivery.com; dkim=pass (signature was verified) header.d=public.govdelivery.com;dkim=pass (signature was verified) header.d=messagingfabric.com;dmarc=pass action=none header.from=public.govdelivery.com;compauth=pass reason=100 x-forefront-antispam-report: CIP:66.179.16.19; CTRY:US; LANG:en; SCL:-1; SRV:; IPV:NLI; SFV:SKN; H:mailer016019.govd1.service.govdelivery.com; PTR:mailer016019.govd1.service.govdelivery.com; CAT:NONE; SFS:(13230040)(1032899013)(39142699007)(31052699007)(69100299015)(5073199012)(5063199012)(4123199012)(4022899009)(2066899003)(8096899003)(13003099007); DIR:INB; x-ms-office365-filtering-correlation-id: dc68d892-ad63-466c-f12f-08ddc9902f20 x-microsoft-antispam: BCL:0; ARA:13230040|1032899013|39142699007|31052699007|69100299015|5073199012|5063199012|4123199012|4022899009|2066899003|8096899003|13003099007; x-ms-traffictypediagnostic: SA2PEPF00002250:EE_|SA1PR09MB11578:EE_|SA1PR09MB10764:EE_ x-ms-exchange-crosstenant-network-message-id: dc68d892-ad63-466c-f12f-08ddc9902f20 x-ms-exchange-crosstenant-originalarrivaltime: 23 Jul 2025 02:25:25.7982 (UTC) x-ms-exchange-crosstenant-fromentityheader: Internet x-ms-exchange-crosstenant-id: 658e63e8-8d39-499c-8f48-13adc9452f4c x-ms-exchange-transport-crosstenantheadersstamped: SA1PR09MB11578 x-ms-exchange-transport-endtoendlatency: 00:00:30.0779404 x-ms-exchange-processed-by-bccfoldering: 15.20.8964.019 dkim-signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/simple; s=hw6yjaz3am3txgnhdvuc2zgy6wzogusf; d=messagingfabric.com; t=1753237525; h=Date:From:Message-ID:Subject:Mime-Version:Content-Type:List-Unsubscribe:List-Unsubscribe-Post:To:Feedback-ID; bh=Fkl+NEu631cUjJZMr7O1KlZmnWqNpKJ3DwgBzAGKblY=; b=YSkzE+fCJimP/tDVPQ3rxt5YToo397c3Xl/4hSxV08W4Eu6LjJvLAo6I6imrlnlK 6EX3wuJZw8XMkCKi7xkY4yL4IBbLTAjU0NNQDtMocog7qBpAdFhFL5b8g3xGtriPb9h G5KySJRyRE8ys0+AyjTOKGzgeZjR4BSFqhpouYZA= x-ms-exchange-crosstenant-authsource: SA2PEPF00002250.namprd09.prod.outlook.com x-ms-exchange-crosstenant-authas: Anonymous x-eopattributedmessage: 0 x-eoptenantattributedmessage: 658e63e8-8d39-499c-8f48-13adc9452f4c:0 errors-to: messages@public.govdelivery.com x-ms-exchange-atpmessageproperties: SA|SL encryption-testing-og: Did this work? 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OEBB Open Enrollment is Aug.15=96Sept. 15* *Some employers use different end dates. Confirm your deadline with your em= ployer. Here=92s what you need to know: * Open Enrollment Is Required This Year * Open Enrollment Letter Coming Soon * What=92s NEW for 2025=9626 * New for Moda Health medical plan members =97 Garner * Open Enrollment Webinars * Benefits Education Tools _____ Open Enrollment Is Required This Year Everyone must log in to OEBBenroll.com<https://links-2.govdelivery.com/CL0/= https:%2F%2Fmyoebb.org%2Foebb%2F!pb.main%3Futm_medium=3Demail%26utm_source= =3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-0000= 00/P5ahya80_He6fIURCI78pzZdgSwx9PDBOQ2xdctamNY=3D415> and make their select= ions during Open Enrollment. This includes: * Making plan selections * Adding or dropping a dependent * Updating your personal information or beneficiaries * Enrolling as a new hire If you don=92t submit elections during Open Enrollment, your current medica= l, dental, and vision coverage will end on September 30, 2025. (The only ex= ception is if your employer defaults you into a plan.) Remember, Open Enrollment is the one time each year you can make changes to= your plans or dependents without a Qualified Status Change (QSC)<https://l= inks-2.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2Foha%2FOEBB%2Fcommun= ications%2Fqsc-matrix.pdf%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1= /0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/d2yi4jm-TbBuU= Yyzi9myJxOvT6sb_njhDT7O-gK6CxY=3D415>. _____ Open Enrollment Letter Coming Soon Look for your personalized Open Enrollment letter in early August. It will = be mailed in a standard letter-size envelope. The personalized letter includes: * A list of the plans available to you * Resources to help you choose your benefits * Other important enrollment information <https://content.govdelivery.com/attachments/fancy_images/ORHA/2025/07/120= 15909/oe-letter-image_original.jpg> _____ What=92s NEW for 2025=9626 Health care is changing. Costs keep going up. This affects everyone, not ju= st OEBB. Over the past year, providers charged more for their services. Mem= bers also used more services. These services were often more complex and co= stly than in the past. As a result, costs will be higher than usual next ye= ar. This also means more changes to our medical plans than usual. The OEBB Board has worked hard to keep costs in check. They took a balanced= approach to the plans for 2025-26. They found ways to save money with the = health plans. They also added new tools to make the plans work better. But = health plan changes are still needed. The following benefit plan changes and enhancements start on October 1, 202= 5. Note: Your premiums may change. Your employer will provide 2025=9626 premiu= m amounts. For complete details about all benefit changes, review the Enrollment Guide= <https://links-2.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2Foha%2FOEB= B%2FOpenEnrollment%2F2025-OEBB-Enrollment-Guide.pdf%3Futm_medium=3Demail%26= utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526= f5921-000000/5X7OcrgxFFr7DVjsg1o_RGxvV5HMy1RD-kkXA7NULoY=3D415>. _____ Moda Health Medical Plans * Deductibles will go up for all plans. Family amounts will now be tw= o times the per-person deductibles.* * Out-of-pocket maximums will go up for all plans. Family amounts wil= l now be two times the per-person maximums.* * Office visit copays will go up for primary care, specialist, and ot= her office visits for most plans. * The Nurseline service will stop. CirrusMD<https://links-2.govdelive= ry.com/CL0/https:%2F%2Fpatients.cirrusmd.com%2Fmodahealth%3Futm_medium=3Dem= ail%26utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-f= c97526f5921-000000/SQmFDPy6GQlEFNPXA9oSFnl8qANjAYN6X2wI_YgIBAI=3D415> will = continue to offer this type of care. Your PCP may offer something comparabl= e. * Network changes and expansion. *Based on the individual non-coordinated care amount. _____ New for Moda Health medical plan members =96 Garner! Use Top Providers and get repaid <https://content.govdelivery.com/attachments/fancy_images/ORHA/202= 5/07/12015912/garner-logo_original.png> Moda Health is partnering with Garner. Garner helps connect Moda Health mem= bers with high-quality care. The providers listed in the directory are call= ed =93Top Providers.=94 Garner is especially useful when looking for specia= lists or a new provider. When you choose to visit a Garner-approved provider, you can be repaid for = the costs for your visit. This includes your deductible, copay, or coinsura= nce. It also includes other services like labs, prescriptions, and X-rays w= hen they=92re ordered by your Garner-approved provider. You may be repaid u= p to: * $700 per year if you have individual coverage. * $1,400 per year if you cover yourself and family members. Learn more about Garner * Frequently Asked Questions (FAQs)<https://links-2.govdelivery.com/C= L0/https:%2F%2Fwww.oregon.gov%2Foha%2FOEBB%2FDocuments%2FToolkit-OE-FAQs.pd= f%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1/0101019835199223-76ddad= d5-c8d1-4d52-93f3-fc97526f5921-000000/5-bpw6m0dc9-U7GNtU5HaImU13kMoh53zlFoB= sB98Jw=3D415> * Garner overview video<https://links-2.govdelivery.com/CL0/https:%2F= %2Fvimeo.com%2F1010369463%2F1ce88103fc%3Futm_medium=3Demail%26utm_source=3D= govdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/= ARnSgQuJXdjZFYWmpdGQm70LSt7NJIGDcUTYwT5ww4w=3D415> Note: You're not required to use Garner. Your Moda Health medical plan netw= ork will remain the same even if you don't use Garner. _____ Kaiser Permanente Medical Plans * Deductibles will go up for all plans. Family amounts will now be tw= o times the per-person deductibles. * Out-of-pocket maximums will go up for all plans. Family amounts wil= l now be two times the per-person maximums. * Office visit copays will go up for primary care, specialist, and ot= her office visits for most plans. * Lab, X-ray, and diagnostic copays will go up for all plans. * Specialty scan copays will go up for most plans. * Hospitalizations and emergency room visits will be based on deducti= ble plus coinsurance. (This applies to Plan 1 only.) * Fertility benefits will include assisted reproductive technologies,= such as in vitro fertilization (IVF), for all plans. _____ Kaiser Permanente Dental and Vision Plans * The dental annual benefit maximum will go down to $3,000. * Vision exam copays will go up for most plans. _____ Unum Long-Term Care (LTC) * Some Unum LTC plans will have higher premiums. * Includes Mandatory and Voluntary Simple Inflation Rider plans. * New rates take effect October 1, 2025. * Members with these plans will get a contingent option. _____ Open Enrollment Webinars Pre-Open Enrollment Webinar Wednesday, July 30, 10:30 a.m. =96 12:30 p.m. New this year, OEBB will host a webinar before Open Enrollment. Learn about= : * Required Open Enrollment * Medical plan changes * New tools such as Garner Register for the Pre-OE Webinar<https://links-2.govdelivery.com/CL0/https:%= 2F%2Fregister.gotowebinar.com%2Fregister%2F5400152851646625878%3Futm_medium= =3Demail%26utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-9= 3f3-fc97526f5921-000000/5TD2aGIXmWAqrXbEJau2hCqufblfuWbg4TOSp6ceun0=3D415> _____ OEBB Open Enrollment Is Here Webinar Wednesday, August 20, 10:30 a.m. =96 12:30 p.m. Hear about OEBB=92s 2025=9626 plan offerings from: * OEBB * Kaiser Permanente * Moda Health/Delta Dental * Garner * Willamette Dental * VSP * The Standard * Canopy Representatives will be online to answer your questions. Register for the OE Is Here Webinar<https://links-2.govdelivery.com/CL0/htt= ps:%2F%2Fregister.gotowebinar.com%2Fregister%2F7144633601761658968%3Futm_me= dium=3Demail%26utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d= 52-93f3-fc97526f5921-000000/FVL4EU2ZhDh_B6weCigHbAuN9rzVFs-BprDpDqK03bQ=3D4= 15> Can=92t make the date/time of a webinar? Register anyway and you=92ll get a= follow-up email with a link to the recording. _____ Benefits Education Tools * Enrollment Guide<https://links-2.govdelivery.com/CL0/https:%2F%2Fww= w.oregon.gov%2Foha%2FOEBB%2FOpenEnrollment%2F2025-OEBB-Enrollment-Guide.pdf= %3Futm_medium=3Demail%26utm_source=3Dgovdelivery/2/0101019835199223-76ddadd= 5-c8d1-4d52-93f3-fc97526f5921-000000/f6bckAovvJA-f9P6p2X1WvUtfpFqNqz6bWe1S9= 3TNMI=3D415> * Explore Your Benefits Interactive Learning Tool<https://links-2.gov= delivery.com/CL0/https:%2F%2Fwww.oebbexploreyourbenefits.com%2F2026%2F%3Fut= m_medium=3Demail%26utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d= 1-4d52-93f3-fc97526f5921-000000/u_-IInMFieCrgJ5JuTTKuI9w9BDE2xMFPTNc6BVGhjk= =3D415> * Online Plan Comparison Tool<https://links-2.govdelivery.com/CL0/htt= ps:%2F%2Fcompareoebbplans.com%2F%3Futm_medium=3Demail%26utm_source=3Dgovdel= ivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/2DpMaO= yUZWMHUSAGuk9ezHebmxmK-sXVr_04hfa4jHU=3D415> * Wellness Guide<https://links-2.govdelivery.com/CL0/http:%2F%2Fviewe= r.zmags.com%2Fpublication%2F4d6b6262%3Futm_medium=3Demail%26utm_source=3Dgo= vdelivery%23%2F4d6b6262%2F1/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97= 526f5921-000000/p4jk1PRF7hx9oF9_gFRXTUipahxFjTpRg2am3O6ZIy4=3D415> _____ Questions? Contact the OEBB Benefits Team at: Email: oebb.benefits@odhsoha.oregon.gov Phone: 888-469-6322 This message provides information about employee benefits to OEBB members. To change your email address, log into OEBBenroll.com<https://links-2.govde= livery.com/CL0/https:%2F%2Fmyoebb.org%2Foebb%2F!bms.main%3Futm_medium=3Dema= il%26utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc= 97526f5921-000000/lBAj2vy4SSwttCG2a79oTHaZD6NF0Mao-X9h1cC88cA=3D415> and up= date your personal information. If you are not eligible for OEBB benefits and received this message in erro= r, let us know. Email: oebb.benefits@odhsoha.oregon.gov<mailto:oebb.benefit= s@odhsoha.oregon.gov> _____ This email was sent to Email Address using govDelivery Communications Cloud= on behalf of: Oregon Health Authority =B7 500 Summer Street, NE, E-20 =B7 = Salem, OR 97301-1097 <https://links-2.govdelivery.com/CL0/https:%2F%2Fsu= bscriberhelp.granicus.com%2F%3Futm_medium=3Demail%26utm_source=3Dgovdeliver= y/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/Ma2TSVMN0o= CCZJLW_Icu76MGGBfKhl4l5QQE6bm-z3w=3D415> <https://links-2.govdelivery.com/CI0/0101019835199223-76ddadd5-c8d1-4d52-9= 3f3-fc97526f5921-000000/fXpTbUhfQUP76ld3aGEntnT0fiqkKIWfGfyrbJdIAOA=3D415> --_000_010101983519922376ddadd5c8d14d5293f3fc97526f5921000000u_ Content-Type: text/html; charset="Windows-1252" Content-ID: <3C7E57BE161482428AEFCB5057F413B4@namprd09.prod.outlook.com> Content-Transfer-Encoding: quoted-printable <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.= w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns=3D"http://www.w3.org/1999/xhtml" xml:lang=3D"en" lang=3D"en"> <head> <meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DWindows-1= 252"> <title>OEBB Open Enrollment: Sneak Peek for 2025-26: TEST</title> <meta name=3D"viewport" content=3D"initial-scale=3D1.0"> <meta name=3D"format-detection" content=3D"telephone=3Dno"> <!--[if (gte mso 9)|(IE)]> <style type=3D"text/css"> table {border-collapse: collapse;} </style> <![endif]--><style type=3D"text/css"> /* Make columns expand to 100% on small screens */ @media only screen and (max-width: 480px) { .abe-column-block { min-width: 100%; } } /* Disables Apple clients adding blue color and underline to links and ot= her text */ a[x-apple-data-detectors] { color: inherit !important; text-decoration: none !important; font-size: inherit !important; font-family: inherit !important; font-weight: inherit !important; line-height: inherit !important; } </style> </head> <body style=3D"margin:0;padding:0;margin:0;padding:0;width:100% !important;= "> <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"= style=3D"width: 100%;"> <tbody> <tr bgcolor=3D"#ffffff"> <td align=3D"center" style=3D"background-color: #ffffff; padding: 0px; font= -size:1px; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; colo= r:#ffffff" valign=3D"top"> See what to expect for your 2025-26 OEBB benefits </td> </tr> </tbody> </table> <!--[if (gte mso 9)|(IE)]> <table style=3D"display:none"><tr><td><a name=3D"gd_top" id=3D"gd_top"></= a></td></tr></table> <![endif]--><a name=3D"gd_top" id=3D"gd_top"></a> <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" alig= n=3D"center" class=3D"gd_tbl_wrap"> <tbody> <tr> <td style=3D"background-color: #FFFFFF; margin: 0; padding: 0; width: 100% = !important" bgcolor=3D"#FFFFFF"> <table id=3D"flexible-abe-main-table" width=3D"100%" align=3D"center" borde= r=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"-webkit-text-size-adju= st: 100%; -ms-text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: = 0pt; mso-table-rspace: 0pt; padding-top: 20px; padding-bottom: 20px;"> <tbody> <tr> <td style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; ms= o-table-lspace: 0pt; mso-table-rspace: 0pt;"> </td> <!-- centered column --> <td style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; ms= o-table-lspace: 0pt; mso-table-rspace: 0pt;"> <!--[if (gte mso 9)|(IE)]> <table width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" cell= spacing=3D"0"> <tr> <td> <![endif]--> <div class=3D"abe-section-block" data-block-type=3D"FancyBlockSection" data= -block-id=3D"146862055"> <table class=3D"abe-section-table" width=3D"100%" align=3D"center" border= =3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m= ax-width: 600px; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%= ; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr id=3D"abe-section-row-e1d3b0d2-facf-4565-a52a-4b85cf7eb5c1" class=3D"ab= e-section-row" style=3D"background-color: #FFFFFF;" bgcolor=3D"#FFFFFF"> <td style=3D"text-align: center; vertical-align: top; font-size: 0; -webkit= -text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt;= mso-table-rspace: 0pt;" align=3D"center" valign=3D"top"> <!--[if (gte mso 9)|(IE)]> <table width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cel= lspacing=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjus= t: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tr> <![endif]--><!--[if (gte mso 9)|(IE)]> <td width=3D"600" valign=3D"top" id=3D"abe-column-block-b3e0c0d8-22f3-4fd= c-ba2d-17a7688235e5-outlook-only" class=3D"abe-column-block-outlook-only" s= tyle=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-tab= le-lspace: 0pt; mso-table-rspace: 0pt;"> <![endif]--> <div id=3D"abe-column-block-b3e0c0d8-22f3-4fdc-ba2d-17a7688235e5" class=3D"= abe-column-block" data-block-type=3D"FancyBlockColumn" data-block-id=3D"146= 862056" style=3D"width: 100%; box-sizing: border-box; display: inline-block= ; font-size: 16px; vertical-align: top;"> <table width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" role=3D"presentation" style=3D"table-layout: fixed; overflow-w= rap: break-word; word-wrap: break-word; text-align: left; -webkit-text-size= -adjust: 100%; -ms-text-size-adjust: 100%; border-spacing: 0; mso-table-lsp= ace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td class=3D"abe-column-block-padding" id=3D"abe-column-block-b3e0c0d8-22f3= -4fdc-ba2d-17a7688235e5-padding" style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; pa= dding: 10px;"> <img class=3D"govd_template_image" src=3D"https://content.govdelivery.com/a= ttachments/fancy_images/ORHA/2025/07/12015869/6321685/header-600x168-a-2x_c= rop.jpg" style=3D"width: 580px; height: auto; -ms-interpolation-mode: bicub= ic; line-height: 1; outline: none; text-decoration: none; max-width: 100%; = border: none;" alt=3D"OEBB 2025-26 OE Banner" width=3D"580" height=3D"162">= </td> </tr> </tbody> </table> </div> <!--[if (gte mso 9)|(IE)]> </td> <![endif]--><!--[if (gte mso 9)|(IE)]> </tr> </table> <![endif]--></td> </tr> </tbody> </table> </div> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--><!--[if (gte mso 9)|(IE)]> <table width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" cell= spacing=3D"0"> <tr> <td> <![endif]--> <div class=3D"abe-section-block" data-block-type=3D"FancyBlockSection" data= -block-id=3D"146862058"> <table class=3D"abe-section-table" width=3D"100%" align=3D"center" border= =3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m= ax-width: 600px; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%= ; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr id=3D"abe-section-row-10ead9eb-b0e5-41d7-9ec8-6ae65dba6a2d" class=3D"ab= e-section-row" style=3D"background-color: #FFFFFF;" bgcolor=3D"#FFFFFF"> <td style=3D"text-align: center; vertical-align: top; font-size: 0; -webkit= -text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt;= mso-table-rspace: 0pt;" align=3D"center" valign=3D"top"> <!--[if (gte mso 9)|(IE)]> <table width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cel= lspacing=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjus= t: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tr> <![endif]--><!--[if (gte mso 9)|(IE)]> <td width=3D"600" valign=3D"top" id=3D"abe-column-block-4dd199a8-325d-439= d-980b-035ce50255de-outlook-only" class=3D"abe-column-block-outlook-only" s= tyle=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; mso-tab= le-lspace: 0pt; mso-table-rspace: 0pt;"> <![endif]--> <div id=3D"abe-column-block-4dd199a8-325d-439d-980b-035ce50255de" class=3D"= abe-column-block" data-block-type=3D"FancyBlockColumn" data-block-id=3D"146= 862059" style=3D"width: 100%; box-sizing: border-box; display: inline-block= ; font-size: 16px; vertical-align: top;"> <table width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cells= pacing=3D"0" role=3D"presentation" style=3D"table-layout: fixed; overflow-w= rap: break-word; word-wrap: break-word; text-align: left; -webkit-text-size= -adjust: 100%; -ms-text-size-adjust: 100%; border-spacing: 0; mso-table-lsp= ace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td class=3D"abe-column-block-padding" id=3D"abe-column-block-4dd199a8-325d= -439d-980b-035ce50255de-padding" style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; pa= dding: 10px;"> <h1 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 35px; color: #064276; text-align: left; margin: 0 0 24px;" align= =3D"left"> Get ready for Open Enrollment!</h1> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0 0 14px;" align= =3D"left"> OEBB Open Enrollment is Aug.15=96Sept. 15*</h2> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> *Some employers use different end dates. <strong>Confirm your deadline with= your employer.</strong></p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Here=92s what you need to know:</p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> <a href=3D"#OEIsRequired" title=3D"Open Enrollment Is Required This Year" s= tyle=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: = #064276;">Open Enrollment Is Required This Year</a></li><li style=3D"-webki= t-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; fon= t-family: arial, helvetica, sans-serif; font-size: 19px; color: #000000; te= xt-align: left;"> <a href=3D"#OpenEnrollmentLetterComingSoon" title=3D"Open Enrollment Letter= Coming Soon" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust= : 100%; color: #064276;">Open Enrollment Letter Coming Soon</a></li><li sty= le=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-heig= ht: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; color:= #000000; text-align: left;"> <a href=3D"#WhatsNEW" title=3D"What=92s NEW for 2025=9626" style=3D"-webkit= -text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #064276;">What= =92s NEW for 2025=9626</a></li><li style=3D"-webkit-text-size-adjust: 100%;= -ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetic= a, sans-serif; font-size: 19px; color: #000000; text-align: left;"> <a href=3D"#Garner" title=3D"New for Moda Health medical plan members =97 G= arner" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%;= color: #064276;">New for Moda Health medical plan members =97 Garner</a></= li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%;= line-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19= px; color: #000000; text-align: left;"> <a href=3D"#OpenEnrollmentWebinars" title=3D"Open Enrollment Webinars" styl= e=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #06= 4276;">Open Enrollment Webinars</a></li><li style=3D"-webkit-text-size-adju= st: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial,= helvetica, sans-serif; font-size: 19px; color: #000000; text-align: left; = margin-bottom: 0px;"> <a href=3D"#BenefitsEducationtools" title=3D"Benefits Education Tools" styl= e=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #06= 4276;">Benefits Education Tools</a></li></ul> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0.83em 0 14px;" a= lign=3D"left"> <a id=3D"OEIsRequired" style=3D"-webkit-text-size-adjust: 100%; -ms-text-si= ze-adjust: 100%; color: #064276;" name=3D"OEIsRequired"></a>Open Enrollment= Is Required This Year</h2> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Everyone must log in to <strong><a href=3D"https://links-2.govdelivery.com/= CL0/https:%2F%2Fmyoebb.org%2Foebb%2F!pb.main%3Futm_medium=3Demail%26utm_sou= rce=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-0= 00000/P5ahya80_He6fIURCI78pzZdgSwx9PDBOQ2xdctamNY=3D415" target=3D"_blank" = title=3D"OEBBenroll.com" rel=3D"noopener" style=3D"-webkit-text-size-adjust= : 100%; -ms-text-size-adjust: 100%; color: #064276;">OEBBenroll.com</a></st= rong> and make their selections during Open Enrollment.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> This includes:</p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> Making plan selections</li><li style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica, s= ans-serif; font-size: 19px; color: #000000; text-align: left;"> Adding or dropping a dependent</li><li style=3D"-webkit-text-size-adjust: 1= 00%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial, helv= etica, sans-serif; font-size: 19px; color: #000000; text-align: left;"> Updating your personal information or beneficiaries</li><li style=3D"-webki= t-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; fon= t-family: arial, helvetica, sans-serif; font-size: 19px; color: #000000; te= xt-align: left; margin-bottom: 0px;"> Enrolling as a new hire</li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> If you don=92t submit elections during Open Enrollment, your current medica= l, dental, and vision coverage will end on September 30, 2025. (The only ex= ception is if your employer defaults you into a plan.)</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> Remember, Open Enrollment is the one time each year you can make changes to= your plans or dependents without a <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2= Foha%2FOEBB%2Fcommunications%2Fqsc-matrix.pdf%3Futm_medium=3Demail%26utm_so= urce=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-= 000000/d2yi4jm-TbBuUYyzi9myJxOvT6sb_njhDT7O-gK6CxY=3D415" target=3D"_blank"= title=3D"Qualified Status Change (QSC)" rel=3D"noopener" style=3D"-webkit-= text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #064276;"> Qualified Status Change (QSC)</a>.</p> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0.83em 0 14px;" a= lign=3D"left"> <a id=3D"OpenEnrollmentLetterComingSoon" style=3D"-webkit-text-size-adjust:= 100%; -ms-text-size-adjust: 100%; color: #064276;" name=3D"OpenEnrollmentL= etterComingSoon"></a>Open Enrollment Letter Coming Soon</h2> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Look for your personalized Open Enrollment letter in early August. It will = be mailed in a standard letter-size envelope.<br> <br> The personalized letter includes:</p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> A list of the plans available to you</li><li style=3D"-webkit-text-size-adj= ust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial= , helvetica, sans-serif; font-size: 19px; color: #000000; text-align: left;= "> Resources to help you choose your benefits</li><li style=3D"-webkit-text-si= ze-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family:= arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-align:= left; margin-bottom: 0px;"> Other important enrollment information</li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" styl= e=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; border-spa= cing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <tbody> <tr> <td align=3D"center" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size= -adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <img class=3D"govd_template_image" src=3D"https://content.govdelivery.com/a= ttachments/fancy_images/ORHA/2025/07/12015909/oe-letter-image_original.jpg"= style=3D"width: 306px; height: auto; -ms-interpolation-mode: bicubic; line= -height: 1; outline: none; text-decoration: none; max-width: 100%; border: = none;" alt=3D"OE Letter" width=3D"306" height=3D"136"></td> </tr> </tbody> </table> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0.83em 0 14px;" a= lign=3D"left"> <a id=3D"WhatsNEW" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; color: #064276;" name=3D"WhatsNEW"></a>What=92s NEW for 2025= =9626</h2> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Health care is changing. Costs keep going up. This affects everyone, not ju= st OEBB. Over the past year, providers charged more for their services. Mem= bers also used more services. These services were often more complex and co= stly than in the past. As a result, costs will be higher than usual next year. This also means more changes to= our medical plans than usual.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> The OEBB Board has worked hard to keep costs in check. They took a balanced= approach to the plans for 2025-26. They found ways to save money with the = health plans. They also added new tools to make the plans work better. But = health plan changes are still needed.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> The following benefit plan changes and enhancements start on October 1, 202= 5.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> Note: Your premiums may change. Your employer will provide 2025=9626 premiu= m amounts.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> For complete details about all benefit changes, review the <a href=3D"https= ://links-2.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2Foha%2FOEBB%2FOp= enEnrollment%2F2025-OEBB-Enrollment-Guide.pdf%3Futm_medium=3Demail%26utm_so= urce=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-= 000000/5X7OcrgxFFr7DVjsg1o_RGxvV5HMy1RD-kkXA7NULoY=3D415" target=3D"_blank"= title=3D"Enrollment Guide" rel=3D"noopener" style=3D"-webkit-text-size-adj= ust: 100%; -ms-text-size-adjust: 100%; color: #064276;"> Enrollment Guide</a>.</p> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 1em 0 17px;" alig= n=3D"left"> Moda Health Medical Plans</h3> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> <strong>Deductibles will go up for all plans.</strong> Family amounts will = now be two times the per-person deductibles.*</li><li style=3D"-webkit-text= -size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-fami= ly: arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-ali= gn: left;"> <strong>Out-of-pocket maximums will go up for all plans.</strong> Family am= ounts will now be two times the per-person maximums.*</li><li style=3D"-web= kit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; f= ont-family: arial, helvetica, sans-serif; font-size: 19px; color: #000000; = text-align: left;"> <strong>Office visit copays</strong> will go up for primary care, specialis= t, and other office visits for most plans.</li><li style=3D"-webkit-text-si= ze-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family:= arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-align:= left;"> <strong>The Nurseline service will stop.</strong> <a href=3D"https://links-= 2.govdelivery.com/CL0/https:%2F%2Fpatients.cirrusmd.com%2Fmodahealth%3Futm_= medium=3Demail%26utm_source=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-= 4d52-93f3-fc97526f5921-000000/SQmFDPy6GQlEFNPXA9oSFnl8qANjAYN6X2wI_YgIBAI= =3D415" target=3D"_blank" title=3D"CirrusMD" rel=3D"noopener" style=3D"-web= kit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #064276;"> CirrusMD</a> will continue to offer this type of care. Your PCP may offer s= omething comparable.</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-t= ext-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica, san= s-serif; font-size: 19px; color: #000000; text-align: left; margin-bottom: = 0px;"> <strong>Network changes and expansion.</strong></li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> *Based on the individual non-coordinated care amount.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <table class=3D"gd_combo_table" width=3D"100%" border=3D"0" cellpadding=3D"= 0" cellspacing=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size= -adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: = 0pt; table-layout: fixed; overflow-wrap: break-word;"> <tbody> <tr class=3D"gd_combo_first_text" style=3D"vertical-align: top;"> <td class=3D"gd_combo_text_cell" style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0 0 14px;" align= =3D"left"> <a id=3D"Garner" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adj= ust: 100%; color: #064276;" name=3D"Garner"></a>New for Moda Health medical= plan members =96 Garner!  </h2> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 0 0 17px;" align= =3D"left"> Use Top Providers and get repaid</h3> </td> <td class=3D"gd_combo_spacer" width=3D"4" style=3D"-webkit-text-size-adjust= : 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace= : 0pt; width: 8px;"> </td> <td class=3D"gd_combo_image_cell" width=3D"186" style=3D"-webkit-text-size-= adjust: 100%; -ms-text-size-adjust: 100%; mso-table-lspace: 0pt; mso-table-= rspace: 0pt;"> <img class=3D"govd_template_image" src=3D"https://content.govdelivery.com/a= ttachments/fancy_images/ORHA/2025/07/12015912/garner-logo_original.png" sty= le=3D"width: 186px; height: auto; -ms-interpolation-mode: bicubic; line-hei= ght: 1; outline: none; text-decoration: none; max-width: 100%; border: none= ;" alt=3D"Garner Logo" width=3D"186" height=3D"46"></td> </tr> </tbody> </table> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 1em 0 0px;" align=3D"left"> Moda Health is partnering with Garner. Garner helps connect Moda Health mem= bers with high-quality care. The providers listed in the directory are call= ed =93Top Providers.=94 Garner is especially useful when looking for specia= lists or a new provider.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> When you choose to visit a Garner-approved provider, you can be repaid for = the costs for your visit. This includes your deductible, copay, or coinsura= nce. It also includes other services like labs, prescriptions, and X-rays w= hen they=92re ordered by your Garner-approved provider. You may be repaid up to:</p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> $700 per year if you have individual coverage.</li><li style=3D"-webkit-tex= t-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-fam= ily: arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-al= ign: left; margin-bottom: 0px;"> $1,400 per year if you cover yourself and family members.</li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <br> <strong>Learn more about Garner</strong></p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2= Foha%2FOEBB%2FDocuments%2FToolkit-OE-FAQs.pdf%3Futm_medium=3Demail%26utm_so= urce=3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-= 000000/5-bpw6m0dc9-U7GNtU5HaImU13kMoh53zlFoBsB98Jw=3D415" target=3D"_blank"= title=3D"Frequently Asked Questions (FAQs)" rel=3D"noopener" style=3D"-web= kit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #064276;">Fr= equently Asked Questions (FAQs)</a></li><li style=3D"-webkit-text-size-adjust: 100%= ; -ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial, helveti= ca, sans-serif; font-size: 19px; color: #000000; text-align: left; margin-b= ottom: 0px;"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fvimeo.com%2F1010= 369463%2F1ce88103fc%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1/01010= 19835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/ARnSgQuJXdjZFYWmpdG= Qm70LSt7NJIGDcUTYwT5ww4w=3D415" target=3D"_blank" title=3D"Garner overview = video" rel=3D"noopener" style=3D"-webkit-text-size-adjust: 100%; -ms-text-s= ize-adjust: 100%; color: #064276;">Garner overview video</a></li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Note: You're not required to use Garner. Your Moda Health medical plan netw= ork will remain the same even if you don't use Garner.</p> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 1em 0 17px;" alig= n=3D"left"> Kaiser Permanente Medical Plans</h3> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> <strong>Deductibles will go up for all plans.</strong> Family amounts will = now be two times the per-person deductibles.</li><li style=3D"-webkit-text-= size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-famil= y: arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-alig= n: left;"> <strong>Out-of-pocket maximums will go up for all plans.</strong> Family am= ounts will now be two times the per-person maximums.</li><li style=3D"-webk= it-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; fo= nt-family: arial, helvetica, sans-serif; font-size: 19px; color: #000000; t= ext-align: left;"> <strong>Office visit copays</strong> will go up for primary care, specialis= t, and other office visits for most plans.</li><li style=3D"-webkit-text-si= ze-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family:= arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-align:= left;"> <strong>Lab, X-ray, and diagnostic copays</strong> will go up for all plans= .</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 10= 0%; line-height: 1.4; font-family: arial, helvetica, sans-serif; font-size:= 19px; color: #000000; text-align: left;"> <strong>Specialty scan copays</strong> will go up for most plans.</li><li s= tyle=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-he= ight: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; colo= r: #000000; text-align: left;"> <strong>Hospitalizations and emergency room visits</strong> will be based o= n deductible plus coinsurance. (This applies to Plan 1 only.)</li><li style= =3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height= : 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; color: #= 000000; text-align: left; margin-bottom: 0px;"> <strong>Fertility benefits</strong> will include assisted reproductive tech= nologies, such as in vitro fertilization (IVF), for all plans.</li></ul> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 1em 0 17px;" alig= n=3D"left"> Kaiser Permanente Dental and Vision Plans</h3> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> The dental annual benefit maximum will go down to $3,000.</li><li style=3D"= -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.= 4; font-family: arial, helvetica, sans-serif; font-size: 19px; color: #0000= 00; text-align: left; margin-bottom: 0px;"> Vision exam copays will go up for most plans.</li></ul> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 1em 0 17px;" alig= n=3D"left"> Unum Long-Term Care (LTC)</h3> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> Some Unum LTC plans will have higher premiums.</li><li style=3D"-webkit-tex= t-size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-fam= ily: arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-al= ign: left;"> Includes Mandatory and Voluntary Simple Inflation Rider plans.</li><li styl= e=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; line-heigh= t: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; color: = #000000; text-align: left;"> New rates take effect October 1, 2025.</li><li style=3D"-webkit-text-size-a= djust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-family: ari= al, helvetica, sans-serif; font-size: 19px; color: #000000; text-align: lef= t; margin-bottom: 0px;"> Members with these plans will get a contingent option.</li></ul> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0.83em 0 14px;" a= lign=3D"left"> <a id=3D"OpenEnrollmentWebinars" style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; color: #064276;" name=3D"OpenEnrollmentWebinars"= ></a>Open Enrollment Webinars</h2> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 0 0 17px;" align= =3D"left"> Pre-Open Enrollment Webinar</h3> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <strong>Wednesday, July 30, 10:30 a.m. =96 12:30 p.m.</strong></p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> New this year, OEBB will host a webinar before Open Enrollment. Learn about= :</p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> Required Open Enrollment</li><li style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica,= sans-serif; font-size: 19px; color: #000000; text-align: left;"> Medical plan changes</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-t= ext-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica, san= s-serif; font-size: 19px; color: #000000; text-align: left; margin-bottom: = 0px;"> New tools such as Garner</li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <table class=3D"govd_button" width=3D"100%" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-ad= just: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt= ;"> <tbody> <tr> <td style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; ms= o-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 15px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"-webkit-te= xt-size-adjust: 100%; -ms-text-size-adjust: 100%; border-spacing: 0; mso-ta= ble-lspace: 0pt; mso-table-rspace: 0pt; margin: 0 auto;" align=3D"center"> <tbody> <tr> <td class=3D"govd_button" style=3D"-webkit-text-size-adjust: 100%; -ms-text= -size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; backgroun= d-color: #D11D50; border-radius: 10px; text-align: center; display: inline-= block; overflow-wrap: break-word; word-wrap: break-word; -ms-word-break: br= eak-all; word-break: break-word; padding: 10px; border: none;" align=3D"cen= ter" bgcolor=3D"#D11D50"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fregister.gotoweb= inar.com%2Fregister%2F5400152851646625878%3Futm_medium=3Demail%26utm_source= =3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-0000= 00/5TD2aGIXmWAqrXbEJau2hCqufblfuWbg4TOSp6ceun0=3D415" target=3D"_blank" rel= =3D"noopener noreferrer" title=3D"Pre-OE Webinar" style=3D"-webkit-text-siz= e-adjust: 100%; -ms-text-size-adjust: 100%; text-decoration: none !importan= t;"><strong style=3D"font-family: arial, helvetica, sans-serif; font-size: = 20px; color: #FFFFFF; text-decoration: none;">Register for the Pre-OE Webinar</strong></a></td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h3 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 20px; color: #064276; text-align: left; margin: 1em 0 17px;" alig= n=3D"left"> OEBB Open Enrollment Is Here Webinar</h3> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> <strong>Wednesday, August 20, 10:30 a.m. =96 12:30 p.m.</strong></p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Hear about OEBB=92s 2025=9626 plan offerings from:</p> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> OEBB</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust:= 100%; line-height: 1.4; font-family: arial, helvetica, sans-serif; font-si= ze: 19px; color: #000000; text-align: left;"> Kaiser Permanente</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text= -size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica, sans-s= erif; font-size: 19px; color: #000000; text-align: left;"> Moda Health/Delta Dental</li><li style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica,= sans-serif; font-size: 19px; color: #000000; text-align: left;"> Garner</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjus= t: 100%; line-height: 1.4; font-family: arial, helvetica, sans-serif; font-= size: 19px; color: #000000; text-align: left;"> Willamette Dental</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text= -size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica, sans-s= erif; font-size: 19px; color: #000000; text-align: left;"> VSP</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: = 100%; line-height: 1.4; font-family: arial, helvetica, sans-serif; font-siz= e: 19px; color: #000000; text-align: left;"> The Standard</li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size= -adjust: 100%; line-height: 1.4; font-family: arial, helvetica, sans-serif;= font-size: 19px; color: #000000; text-align: left; margin-bottom: 0px;"> Canopy</li></ul> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Representatives will be online to answer your questions.</p> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left">  </p> <table class=3D"govd_button" width=3D"100%" border=3D"0" cellpadding=3D"0" = cellspacing=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-ad= just: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt= ;"> <tbody> <tr> <td style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; ms= o-table-lspace: 0pt; mso-table-rspace: 0pt; padding-bottom: 15px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"-webkit-te= xt-size-adjust: 100%; -ms-text-size-adjust: 100%; border-spacing: 0; mso-ta= ble-lspace: 0pt; mso-table-rspace: 0pt; margin: 0 auto;" align=3D"center"> <tbody> <tr> <td class=3D"govd_button" style=3D"-webkit-text-size-adjust: 100%; -ms-text= -size-adjust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt; backgroun= d-color: #D11D50; border-radius: 10px; text-align: center; display: inline-= block; overflow-wrap: break-word; word-wrap: break-word; -ms-word-break: br= eak-all; word-break: break-word; padding: 10px; border: none;" align=3D"cen= ter" bgcolor=3D"#D11D50"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fregister.gotoweb= inar.com%2Fregister%2F7144633601761658968%3Futm_medium=3Demail%26utm_source= =3Dgovdelivery/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-0000= 00/FVL4EU2ZhDh_B6weCigHbAuN9rzVFs-BprDpDqK03bQ=3D415" target=3D"_blank" rel= =3D"noopener noreferrer" title=3D"Open Enrollment Is Here Webinar" style=3D= "-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; text-decoratio= n: none !important;"><strong style=3D"font-family: arial, helvetica, sans-s= erif; font-size: 20px; color: #FFFFFF; text-decoration: none;">Register for the OE Is Here Webinar</strong></a></td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 1em 0 0px;" align=3D"left"> Can=92t make the date/time of a webinar? Register anyway and you=92ll get a= follow-up email with a link to the recording.</p> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0.83em 0 14px;" a= lign=3D"left"> <a id=3D"BenefitsEducationtools" style=3D"-webkit-text-size-adjust: 100%; -= ms-text-size-adjust: 100%; color: #064276;" name=3D"BenefitsEducationtools"= ></a>Benefits Education Tools</h2> <ul style=3D"margin-top: 0px; margin-bottom: 0px;"> <li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; li= ne-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px;= color: #000000; text-align: left; margin-top: 0px;"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fwww.oregon.gov%2= Foha%2FOEBB%2FOpenEnrollment%2F2025-OEBB-Enrollment-Guide.pdf%3Futm_medium= =3Demail%26utm_source=3Dgovdelivery/2/0101019835199223-76ddadd5-c8d1-4d52-9= 3f3-fc97526f5921-000000/f6bckAovvJA-f9P6p2X1WvUtfpFqNqz6bWe1S93TNMI=3D415" = target=3D"_blank" title=3D"Enrollment Guide" rel=3D"noopener" style=3D"-web= kit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #064276;">En= rollment Guide</a></li><li style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; line-height: 1.4; font-family: arial, helvetica, sans-serif; f= ont-size: 19px; color: #000000; text-align: left;"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fwww.oebbexplorey= ourbenefits.com%2F2026%2F%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1= /0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/u_-IInMFieCrg= J5JuTTKuI9w9BDE2xMFPTNc6BVGhjk=3D415" target=3D"_blank" title=3D"Explore Yo= ur Benefits Interactive Learning Tool" rel=3D"noopener" style=3D"-webkit-te= xt-size-adjust: 100%; -ms-text-size-adjust: 100%; color: #064276;">Explore Your Benefits Interactive Learning Tool</a></li><li style=3D"-webkit-text-= size-adjust: 100%; -ms-text-size-adjust: 100%; line-height: 1.4; font-famil= y: arial, helvetica, sans-serif; font-size: 19px; color: #000000; text-alig= n: left;"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fcompareoebbplans= .com%2F%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1/0101019835199223-= 76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/2DpMaOyUZWMHUSAGuk9ezHebmxmK-sX= Vr_04hfa4jHU=3D415" target=3D"_blank" title=3D"Online Plan Comparison Tool"= rel=3D"noopener" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-ad= just: 100%; color: #064276;">Online Plan Comparison Tool</a></li><li style=3D"-webkit-text-size-adjust: 100%; = -ms-text-size-adjust: 100%; line-height: 1.4; font-family: arial, helvetica= , sans-serif; font-size: 19px; color: #000000; text-align: left; margin-bot= tom: 0px;"> <a href=3D"https://links-2.govdelivery.com/CL0/http:%2F%2Fviewer.zmags.com%= 2Fpublication%2F4d6b6262%3Futm_medium=3Demail%26utm_source=3Dgovdelivery%23= %2F4d6b6262%2F1/1/0101019835199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000= 000/p4jk1PRF7hx9oF9_gFRXTUipahxFjTpRg2am3O6ZIy4=3D415" target=3D"_blank" ti= tle=3D"Wellness Guide" rel=3D"noopener" style=3D"-webkit-text-size-adjust: = 100%; -ms-text-size-adjust: 100%; color: #064276;">Wellness Guide</a></li></ul> <table class=3D"govd_hr" cellspacing=3D"0" border=3D"0" align=3D"center" wi= dth=3D"100%" cellpadding=3D"0" style=3D"-webkit-text-size-adjust: 100%; -ms= -text-size-adjust: 100%; border-spacing: 0; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt;"> <tbody> <tr class=3D"govd_hr_inner"> <td width=3D"100%" style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-a= djust: 100%; mso-table-lspace: 0pt; mso-table-rspace: 0pt;"> <hr> </td> </tr> </tbody> </table> <h2 style=3D"line-height: 1.2; font-family: arial, helvetica, sans-serif; f= ont-size: 24px; color: #D11D50; text-align: left; margin: 0.83em 0 14px;" a= lign=3D"left"> Questions?</h2> <p style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; lin= e-height: 1.4; font-family: arial, helvetica, sans-serif; font-size: 19px; = color: #000000; text-align: left; margin: 0 0 0px;" align=3D"left"> Contact the OEBB Benefits Team at:<br> Email: oebb.benefits@odhsoha.oregon.gov<br> Phone: 888-469-6322</p> </td> </tr> </tbody> </table> </div> <!--[if (gte mso 9)|(IE)]> </td> <![endif]--><!--[if (gte mso 9)|(IE)]> </tr> </table> <![endif]--></td> </tr> </tbody> </table> </div> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--></td> <td style=3D"-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; ms= o-table-lspace: 0pt; mso-table-rspace: 0pt;"> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <div id=3D"mail_footer"> <p><font face=3D"arial,helvetica,sans-serif">This message provides informat= ion about employee benefits to OEBB members.</font></p> <p><font face=3D"arial,helvetica,sans-serif">To change your email address, = log into <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fmyoebb.org%2Foeb= b%2F!bms.main%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1/01010198351= 99223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/lBAj2vy4SSwttCG2a79oTHaZD= 6NF0Mao-X9h1cC88cA=3D415" target=3D"_blank" title=3D"OEBBenroll.com" rel=3D= "noopener"> OEBBenroll.com</a> and update your personal information.</font></p> <p><font face=3D"arial,helvetica,sans-serif">If you are not eligible for OE= BB benefits and received this message in error, let us know. Email: <a= href=3D"mailto:oebb.benefits@odhsoha.oregon.gov" target=3D"_blank" title= =3D"OEBB Benefits Email" rel=3D"noopener">oebb.benefits@odhsoha.oregon.gov<= /a></font></p> </div> <div id=3D"tagline"> <table style=3D"border-collapse: collapse; margin: 0px auto; width: 100%;" = border=3D"0" cellspacing=3D"0" cellpadding=3D"0"> <tbody> <tr> <td style=3D"padding: 0 10px 0 10px;" valign=3D"top"> <table class=3D"mobile-tagline" style=3D"border-collapse: collapse; margin:= 0px auto; width: 100%;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" a= lign=3D"right"> <tbody> <tr> <td style=3D"padding: 10px 0 0 0;" colspan=3D"2" valign=3D"top"> <hr> </td> </tr> <tr> <td style=3D"padding: 10px 5px 10px 0;" align=3D"left" valign=3D"top"><span= style=3D"color: #757575; font-size: 10px; font-family: arial, helvetica, s= ans-serif;">This email was sent to Email Address using govDelivery Communic= ations Cloud on behalf of: Oregon Health Authority =B7 500 Summer Street, NE, E-20 =B7 Salem, OR 97301-1097</span><= /td> <td style=3D"width: 95px; padding-top: 10px;" align=3D"right" valign=3D"top= " width=3D"95"> <a href=3D"https://links-2.govdelivery.com/CL0/https:%2F%2Fsubscriberhelp.g= ranicus.com%2F%3Futm_medium=3Demail%26utm_source=3Dgovdelivery/1/0101019835= 199223-76ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/Ma2TSVMN0oCCZJLW_Icu76MG= GBfKhl4l5QQE6bm-z3w=3D415" target=3D"_blank" rel=3D"noopener"><img src=3D"h= ttps://content.govdelivery.com/images/govd-logo-dark.png" border=3D"0" alt= =3D"GovDelivery logo" width=3D"95" height=3D"27" align=3D"right"> </a></td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <style type=3D"text/css">body .abe-column-block { min-height: 5px; } table.= gd_combo_table img {margin-left:10px; margin-right:10px;} table.gd_combo_ta= ble div.govd_image_display img, table.gd_combo_table td.gd_combo_image_cell= img {margin-left:0px; margin-right:0px;}</style></div> <img alt=3D"" src=3D"https://links-2.govdelivery.com/CI0/0101019835199223-7= 6ddadd5-c8d1-4d52-93f3-fc97526f5921-000000/fXpTbUhfQUP76ld3aGEntnT0fiqkKIWf= GfyrbJdIAOA=3D415" style=3D"display: none; width: 1px; height: 1px;"> </body> </html> --_000_010101983519922376ddadd5c8d14d5293f3fc97526f5921000000u_-- ]