<html><head></head><body lang="EN-US" link="blue" vlink="purple" data-blackberry-caret-color="#00a8df" style="background-color: rgb(255, 255, 255); line-height: initial;"><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);">I was going to offer the same response as Megan. The Greater Bandon Association's events are covered by our liability coverage as well. All I have to do is alert our local agent.</div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);">Similarly, I have to pay extra for alcohol which is why we avoid providing it at our events. That can be dealt with by having those licensed to do so to provide it within their establishments. That includes some merchants, not just bars and restaurants. </div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);">Harv </div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div><div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br></div> <div style="width: 100%; font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);"><br style="display:initial"></div> <div style="font-size: initial; font-family: Calibri, 'Slate Pro', sans-serif; color: rgb(31, 73, 125); text-align: initial; background-color: rgb(255, 255, 255);">Sent from my BlackBerry 10 smartphone.</div> <table width="100%" style="background-color:white;border-spacing:0px;"> <tbody><tr><td colspan="2" style="font-size: initial; text-align: initial; background-color: rgb(255, 255, 255);"> <div id="_persistentHeader" style="border-style: solid none none; border-top-color: rgb(181, 196, 223); border-top-width: 1pt; padding: 3pt 0in 0in; font-family: Tahoma, 'BB Alpha Sans', 'Slate Pro'; font-size: 10pt;"> <div><b>From: </b>Megan Braunsten</div><div><b>Sent: </b>Thursday, February 20, 2014 9:49 AM</div><div><b>To: </b>'Oregon Main Street program managers'</div><div><b>Reply To: </b>Oregon Main Street program managers</div><div><b>Subject: </b>Re: [OMS_MANAGERS] Event Insurance</div></div></td></tr></tbody></table><div style="border-style: solid none none; border-top-color: rgb(186, 188, 209); border-top-width: 1pt; font-size: initial; text-align: initial; background-color: rgb(255, 255, 255);"></div><br><div id="_originalContent" style=""><meta http-equiv="Content-Type" content="text/html; charset=us-ascii"><meta name="Generator" content="Microsoft Word 12 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
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</o:shapelayout></xml><![endif]--><div class="WordSection1"><p class="MsoNormal"><span style="color:#1F497D">Katherine,<o:p></o:p></span></p><p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p><p class="MsoNormal"><span style="color:#1F497D">You may be able to cover some of your events on your current General Liability for CBDA. It just depends on the insurance company. Most of our events were covered. It just required letting them know about the event. Once alcohol or fireworks was involved, we then had an additional $250 fee per event. At Hillsdale Community Foundation we used Bliss Sequoia ((503) 364-5401) out of Salem for our insurance.<o:p></o:p></span></p><p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p><p class="MsoNormal"><span style="color:#1F497D">Hope that helps!<o:p></o:p></span></p><p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p><div><p class="MsoNormal"><span style="color:#1F497D">Sincerely yours,<o:p></o:p></span></p><p class="MsoNormal"><span style="color:#1F497D">Megan Braunsten<o:p></o:p></span></p><p class="MsoNormal"><span style="color:#1F497D">(503) 332-7960 cell<o:p></o:p></span></p></div><p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p><div><div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> OMS_MANAGERS [mailto:oms_managers-bounces@listsmart.osl.state.or.us] <b>On Behalf Of </b>Katherine Hayes<br><b>Sent:</b> Tuesday, February 18, 2014 4:19 PM<br><b>To:</b> oms_managers@listsmart.osl.state.or.us<br><b>Subject:</b> [OMS_MANAGERS] Event Insurance<o:p></o:p></span></p></div></div><p class="MsoNormal"><o:p> </o:p></p><p class="MsoNormal">Hello all!<o:p></o:p></p><p class="MsoNormal">Every August, the Coos Bay Downtown Association hosts the Blackberry Arts Festival which features local, Oregon foods and crafts. Until now, the CBDA has required that each vendor purchase and submit their own insurance. However, we heard from some of our smaller vendors that they are unable to participate in the festival because of the cost of the insurance. We have been looking at the idea of CBDA purchasing and holding the general liability insurance that would cover all of the vendors. We would then raise the vendor fee slightly to cover our cost. Does anyone currently purchase event insurance for their festivals or farmers' markets? Has it been successful? Have you seen growth in your event?<o:p></o:p></p><p class="MsoNormal"><o:p> </o:p></p><p class="MsoNormal">Any insight is appreciated! Thanks!<o:p></o:p></p><p class="MsoNormal">Katherine<o:p></o:p></p><p class="MsoNormal"><o:p> </o:p></p><p class="MsoNormal"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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