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Our local SBA lender says things keep shifting and the loan application material sent out last night still is not final. He is having businesses submit a simple one page information form promising to deliver the final SBA form and guidelines when they are ready.
But as of 1:46, he says the several things he has received from SBA even today have been changed and are in flux.</div>
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We did a zoom yesterday with our business owners and the banker which was highly informative and well received and he suggested that this would happen and not to trust the April 3 date.</div>
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<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" color="#000000" style="font-size:11pt"><b>From:</b> OMS_MANAGERS <oms_managers-bounces@listsmart.osl.state.or.us> on behalf of W Darin Rutledge, Executive Director <darin@downtownklamathfalls.org><br>
<b>Sent:</b> Friday, April 3, 2020 1:34 PM<br>
<b>To:</b> Oregon Main Street program managers <oms_managers@listsmart.osl.state.or.us>; HENRY Katie * OPRD <Katie.Henry@oregon.gov><br>
<b>Subject:</b> Re: [OMS_MANAGERS] FW: Cares Act Update</font>
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<span class="x_EmailStyle18" style="font-family: Calibri, sans-serif; color: windowtext;">We have a few that are already starting to accept inquiries (even if their application system/process is not yet in place). When did you talk to them? New guidelines
from SBA just went out last night after regular working hours. </span></p>
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<b><span style="font-size:12.0pt; color:black">From: </span></b><span style="font-size:12.0pt; color:black">OMS_MANAGERS <oms_managers-bounces@listsmart.osl.state.or.us> on behalf of Liz Hannum <liz@downtownoregoncity.org><br>
<b>Reply-To: </b>Oregon Main Street program managers <oms_managers@listsmart.osl.state.or.us><br>
<b>Date: </b>Friday, April 3, 2020 at 1:32 PM<br>
<b>To: </b>HENRY Katie * OPRD <Katie.Henry@oregon.gov>, Oregon Main Street program managers <oms_managers@listsmart.osl.state.or.us><br>
<b>Subject: </b>Re: [OMS_MANAGERS] FW: Cares Act Update</span></p>
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I called around to all of our local banks today to try and see if I can spread the word about their process for taking applications and they have heard that the PPP is on hold for now. </p>
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The rumor is that the big 4 banks have backed out of the program until they have time to create better guidelines. Our local banks are unsure that they will have the capacity to participate in this program either. The only one I found locally who is actually
moving forward is USBank. They have an inquiry process that allows you to get in the queue to put in an application at some point in the future. </p>
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Anyone else having any better luck?</p>
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On Fri, Apr 3, 2020 at 1:25 PM HENRY Katie * OPRD via OMS_MANAGERS <<a href="mailto:oms_managers@listsmart.osl.state.or.us">oms_managers@listsmart.osl.state.or.us</a>> wrote:</p>
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Hi All, </p>
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Below is a CARES Act update from Travel Oregon regarding the Payroll Protection Program and the Economic Injury Disaster Loans.</p>
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Hang in there.</p>
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Also, Happy Birthday to Sheri! <span style="font-family:"Apple Color Emoji"">😊</span></p>
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Katie</p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#595959">Katie Henry</span></p>
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<i><span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#595959">Heritage Outreach Specialist</span></i></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#595959">Oregon Heritage</span></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#595959">Oregon Main Street</span></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#595959">Oregon State Historic Preservation Office
</span></p>
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<span style="font-family:"Gill Sans MT Condensed",sans-serif; color:#595959">(503) 986-0671</span></p>
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<span style="font-family:"Gill Sans MT Condensed",sans-serif; color:#595959">725 Summer St NE, Ste C - Salem, OR 97301</span></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#1F497D"><a href="https://eur05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.oregonheritage.org%2F&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725658213&sdata=MRjTFDfK0%2BB6RjNSLQqhEVtaCW1c%2FhKviF%2F3luqJjTA%3D&reserved=0" originalsrc="http://www.oregonheritage.org/" shash="uw8rZqhvVOK4LRp21qmPTysWHESb+UCngqDH2BICGRFVqj6L55b8BP2Qg1jw1z6zZBGRvGzXsmvatP1h0cTCHRMddbEjOpV7E1ZLtC+ey0pVd/lflCxm7AECAPKWcBWIqR9XNgGSt6gUYBt4h2OhWWFV3zu8j2+4hRqA9HiusRM=" target="_blank">www.oregonheritage.org</a>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#1F497D"><a href="https://eur05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.oregonmainstreet.org%2F&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725668210&sdata=ERu%2FXkKz8xYWo%2FwLCWXDO3xi4hBOyQQQ1LsDXR1xib4%3D&reserved=0" originalsrc="http://www.oregonmainstreet.org/" shash="QIuiT2AE63rbAQmRwfJ0pjVrvcmT4BhiCeLc90yu0impBdv3p+JdpzMkE8sfzuOUytN0Xmj1HspmmJ3IR6XgvzXbXjNspOd76qvygom1JJNcj5RgNfo7tsBjkAk1bVs0EAopUfXuoq5Frk2UI3/cL0jXBvnBhfTUSpTAjYCMsjw=" target="_blank">www.oregonmainstreet.org</a></span></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#1F497D"><a href="https://eur05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.facebook.com%2FOregonHeritage&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725668210&sdata=Irn493MwuISzqNBqJqEQXVfRYPdsOchdjFWJ8%2F%2BK7y8%3D&reserved=0" originalsrc="http://www.facebook.com/OregonHeritage" shash="JJzo7xiSDjxFVBiSQF15wgn1X+t3JLW1F8FbOcNxAzkh00VBdHXa1D66etHCkCxU+n+hpJ1TjQZqBaZMu1nPhkVe+h7Y3BZJR0CD4zOkqkKmGmWHHKdeXYP5wun3GeZqGWb7+u4JP9Il2mJu2VYJxopNSaOQ8+FIwGL3yFb6D2k=" target="_blank">www.facebook.com/OregonHeritage</a></span></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#1F497D"><a href="https://eur05.safelinks.protection.outlook.com/?url=https%3A%2F%2Foregonheritage.wordpress.com%2F&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725678202&sdata=mgpyFXqowfqliFSA1UUmEf5GYNcnYGpY7hluzdFkjnA%3D&reserved=0" originalsrc="https://oregonheritage.wordpress.com/" shash="fMyXg5zZ6OStvs5hs1XlFwJUWYeG9fwlTGHtjn6cv7A0GepAa9QfDuf+7DCHJoyL1lvQG+Owm9mmDnH3v++2v/monQ+IiWR3TjczwSJxGlsQFBGZoDSKX9cpL26ToeP+LkBwO2XUwl+H98Yg6aUmAWxCQUAFKeRAF8D7eHHH8NM=" target="_blank">Oregon
Heritage Exchange Blog</a></span></p>
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<span style="font-size:10.0pt; font-family:"Gill Sans MT",sans-serif; color:#1F497D"><a href="https://eur05.safelinks.protection.outlook.com/?url=http%3A%2F%2Flistsmart.osl.state.or.us%2Fmailman%2Flistinfo%2FHeritage&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725678202&sdata=iqw%2F2ozwnJiaVVhZu4gz8XcfbEownImghuJDHwwE%2BnM%3D&reserved=0" originalsrc="http://listsmart.osl.state.or.us/mailman/listinfo/Heritage" shash="h+Vli3y6Qnmn+DoqaP1sjbW3/wJqj1XfcldvGDvTee1LCq9l2bmEFOPogewdUttNkUm1sMakphTBdwzXv/H0K0wS4udjMXnlm4fpwfsMvd9AhzOmZ/W9cUwRrNrXuKVYJrFBui4OnyDO81utLIBdp2+IWJRtgxU8LaCQj87F64k=" target="_blank">weekly
Heritage News Listserv</a></span></p>
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<span style="font-family:"Adobe Devanagari",serif">Hi Everyone,</span></p>
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<span style="font-family:"Adobe Devanagari",serif"> </span></p>
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<span style="font-family:"Adobe Devanagari",serif">Travel Oregon was on a call with US Travel late this morning and was provided an update on federal CAREs Act programs for small businesses.
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<span style="font-family:"Adobe Devanagari",serif">US Travel confirmed that the <a href="https://eur05.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.sba.gov%2Ffunding-programs%2Floans%2Fcoronavirus-relief-options%2Fpaycheck-protection-program-ppp&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725688195&sdata=CgA4KNTzEVKTRC012yMmPDYfNiMiKfQ2YrmpMhvgGCA%3D&reserved=0" originalsrc="https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp" shash="MIQ2vwot51pSqSmvRkNRgYlUecV0W5ixuASRGhbffx9g6kYbdhwSZSM4dIvP8Yhx52ovdn862q985HJ+rRHnZxfrp8c4yX2Pl3NziPbSx65jJLVBjMd9pnqfxRqQ2wTFq/bJK8VB3pxKbP6gMyBbYsJ5ejYNV7SnQ3Wfc8JwiI0=" target="_blank">
Payroll Protection Program</a> (PPP) opened today (April 3) through the US Small Business Administration (SBA) and that funding for the program was capped at $349B nationally. They advised that if businesses want to participate in the program, that they fill
out the paper work as soon as possible and work with approved lenders to ensure their loan application is processed.
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<span style="font-family:"Adobe Devanagari",serif">Travel Oregon also learned that
<a href="https://eur05.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.sba.gov%2Ffunding-programs%2Floans%2Fcoronavirus-relief-options%2Feconomic-injury-disaster-loan-emergency-advance&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725688195&sdata=NrTnIWX8QIuUvWFjYIjsHJegr6VUBgT2tePLf2D2V94%3D&reserved=0" originalsrc="https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loan-emergency-advance" shash="bjYJOik1GMu4emT8rMnoRqjwTKKBpl7rIeVyPvfnNsJBEnWdFi07a1J0VV7PadWONiJOKrf4+KW3rhG514u4aWXwnTOL8RL8LmPw4bv2GwE1feE5xeylVXN3wAc6/jCuIj4ROQzAvwX2IDMh0ESr9I+h32GoNZd+FIey49f6Vlc=" target="_blank">
Economic Disaster Injury Loans</a> should be utilized as well as it is possible to apply for these funds directly through SBA (it is not necessary to go to a SBA lending bank like the PPP). Businesses are able to participate in both the EDIL and PPP*. Make
sure to do your research online to determine which program is best for your business or if you should participate in both programs.
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<span style="font-family:"Adobe Devanagari",serif"> </span></p>
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<span style="font-family:"Adobe Devanagari",serif">*501c6 businesses are NOT currently eligible for PPP. US Travel is aware of this challenge and is talking to federal leadership about this.
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<span style="font-family:"Adobe Devanagari",serif">Business Oregon has also launched a Small Business Resource Navigator webtool to help businesses access information. Find that tool
<a href="https://eur05.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.oregon4biz.com%2FCoronavirus-Information%2F&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725688195&sdata=mui6dHSdVOS6wyeJ8TZnPFAVIf92VbmxrEQVCJzBh8E%3D&reserved=0" originalsrc="https://www.oregon4biz.com/Coronavirus-Information/" shash="UXfv5yqEX/BfIO3njWRed377xx8gUObSARrKxdRlA2IRY64JLbsaV/VgwCDKiypQ3y70bYfF5iuuiQfNlt5P5Ab5Gy7aZooeQkhubsysNgAGbhhu9EkladjFfJ7RcF3PHC9EMunc93xzEGmErK/EP4vDPM3BM+1RL8YQk85WSfc=" target="_blank">
here</a>. </span></p>
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<span style="font-family:"Adobe Devanagari",serif">Please let me know if you have any questions. Yours in partnership.
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<b><span style="font-size:12.0pt; color:#7A7A7A">Lisa Itel | Director, Global Strategic Partnerships</span></b></p>
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<span style="font-size:9.0pt; color:#7A7A7A"> </span></p>
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<span style="font-size:10.0pt; color:#7A7A7A">Travel Oregon/Oregon Tourism Commission</span></p>
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<span style="font-size:10.0pt; color:#7A7A7A">530 Center Street NE, Suite 200 | Salem, OR 97301</span></p>
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<span lang="PT-BR" style="font-size:10.0pt; color:#7A7A7A">D: 503.967.1564 | O: 971.717.6205</span></p>
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<span lang="PT-BR" style="font-size:10.0pt; color:#7A7A7A">Email: </span><u><span lang="PT-BR" style="font-size:10.0pt; color:#0563C1"><a href="mailto:lisai@TravelOregon.com" target="_blank">lisai@TravelOregon.com</a></span></u></p>
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<span style="font-size:12.0pt">Liz Hannum</span></p>
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<span style="font-size:12.0pt">Executive Director</span></p>
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Downtown Oregon City Association</p>
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<a href="https://eur05.safelinks.protection.outlook.com/?url=https%3A%2F%2Fmaps.google.com%2F%3Fq%3D814%2BMain%2BStreet%2BOregon%2BCity%2C%2BOR%2B97045%26entry%3Dgmail%26source%3Dg&data=02%7C01%7C%7C05971bf2d28f4ca544cf08d7d80e6a28%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637215428725708184&sdata=VYD5LPcdmvrm1zyUTfBkBdxWKGjPruz4s4QZDzs3wDs%3D&reserved=0" originalsrc="https://maps.google.com/?q=814+Main+Street+Oregon+City,+OR+97045&entry=gmail&source=g" shash="wru7iTAkx7L70D1OJu1VFmF+fnc/dYXP/dSQGqxWFYBi4nAM2rZ14dlqK1kUlSIqB5vnTfjnS/g6ynL7OEBRfbnhp6GBiPoLmBs+C9xQN7VK1ffQRJi5u48SceCzJG8Av9XJdfqLYLqoe6iJOK3+jXTM7k+FhA86C31czYtXjKY=" target="_blank"><span style="color:#1155CC">814
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City, OR 97045</span></a></p>
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liz<a href="mailto:jon@downtownoregoncity.org" target="_blank"><span style="color:#1155CC">@downtownoregoncity.org</span></a></p>
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Office (503) 802-1640</p>
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Direct (503) 802-1638</p>
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