[MyOEBB] Important Updates About OEBB's Long-Term Care Coverage through Unum

[MyOEBB system updates]

Dear OEBB administrators and entities,

Following are important reminders and updates about OEBB's long-term care (LTC) coverage. LTC coverage helps pay for care you may need when you cannot perform certain activities. These activities include bathing, dressing, and eating on your own.

LTC plans are regulated by the Oregon Department of Consumer and Business Services (DCBS). DCBS also approves premium increases. The OEBB Board doesn't regulate the plans or approve the premiums.

New Enrollment Ends January 31
Unum will not accept any new applications for coverage after January 31, 2026. This is a nationwide decision from Unum and includes all OEBB members. New hires cannot enroll in LTC coverage.

If you already have LTC coverage, you can still make changes to your existing coverage after February 1, 2026.

Plan Administration
OEBB will continue to administer LTC plans for current enrollments for the current plan year. Later this year, the board will decide how to manage LTC coverage in the future.

Members can use Unum's premium calculator to review the current rates: https://unuminfo.com/OEBB002/calculator.aspx<https://unuminfo.com/OEBB002/calculator.aspx>

Other LTC Options
Also, keep in mind that there are other LTC coverage options available. Members can explore individual policies through other major insurers if they prefer. Review approved LTC partnerships in Oregon<https://dfr.oregon.gov/insure/health/long-term-care/Pages/ltc-companies-partnership-policies.aspx> to find an individual plan.

Next Steps
If you have any questions about the Unum coverage described above, contact OEBB member services at:

Email: oebb.benefits at odhsoha.oregon.gov<mailto:oebb.benefits at odhsoha.oregon.gov>
Phone: 888-469-6322

Sincerely,
OEBB

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